CAD Officer (Sr. Asst:)
PICIC
Total years of experience :20 years, 6 months
RESPONSIBILITIES
•Maintaining all the office files relating to the Legal Department.
•Appear before government departments, societies i.e (CDGK/Cantonment Board/SECP/SBP/Registrars etc.), relating to Legal Issues.
•Renewing property documents and advising on property matters across Pakistan.
•Liaison with different Advocates / concerned quarters of the Bank and attending various counts as and when required.
•Centralization of Security and property documents of the borrower’s thought-out Pakistan.
•Custodian of original security and property documents and keeping proper record of Safe-In-Safe-Out.
•Lodge documents with regulators/registrar for creation of satisfactory bank charges, and complete all pre- disbursement formalities.
•Receiving & lodging the documents received in vault.
•To act as back up / dual control custodian.
•To ensure adherence to service level agreements in terms of TAT and accuracy.
•To minimise Customer Complaints and take corrective action wherever required to prevent future recurrence.
•Maintain robust working relationships within the business, Technology and Operations Teams.
•To ensure satisfactory rating during internal and external audits.
•To participate and contribute in the current and ensuing projects for Credit Risk Control.
•To assist in developing and updating of procedures, controls and monitoring plans for Operational Risk Management.
•Act as OR coordinator for the section.
RESPONSIBILITIES
•To Prepare Facility officer letter(s) as per Credit Approval.
•To Prepare Security Documents to secure the risk in the light of banking policy.
•Coordination with Lawyer and Valuators to obtain Legal Opinions & Valuations respectively.
•Disburse / Incorporate, Update limits & markup rate as per approval.
•Monitor post disbursement activities of portfolio customers.
•Develop mortgage database.
•Lead to Custodian of Credit Files and Security/ Charge documents to keep the record in proper Safe-In/ Out System.
•T24 & Finn One \[LOS\] - GAP checking, UAT, implementation, training etc.