Charbel Hajj Boutros, Principal, Risk Management

Charbel Hajj Boutros

Principal, Risk Management

FinDev Canada

Lieu
Canada
Éducation
Diplôme, Law
Expérience
17 years, 3 Mois

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Expériences professionnelles

Total des années d'expérience :17 years, 3 Mois

Principal, Risk Management à FinDev Canada
  • Canada - Montréal
  • Je travaille ici depuis avril 2019

I joined Canada’s newly established development finance institution with a broad mandate, to work with the Chief Risk Officer at building the risk management department from the ground up. As a small team of 3, our goal is to combine our public and private sector expertise, and establish risk management standards at par with top-tier Canadian banks. My main contributions include:
• Designing and implementing an enterprise-wide risk management framework based on the 3 Lines of Defense model
• Drafting of frameworks, policies and guidelines for Origination and Asset Management activities
• Providing independent challenge and credit risk expertise on debt and equity transactions in Emerging and Frontier markets
• Recommending new transactions to the Board, and approving reviews, waivers, amendments, and consents
• Participating in executive committees and Board meetings, and overseeing accurate and timely risk management reporting
• Setting up and managing a borrowing facility with parent company, to ensure adequate liquidity and asset/liability matching

Head of Commercial Credit Workout à National Bank of Canada
  • Canada - Montréal
  • octobre 2016 à avril 2018

• Led a team of 18 senior professionals managing the Bank’s portfolio of high-risk commercial client accounts across Canada
• Approved workout strategies, and provided hands-on coaching and support to managers in complex or sensitive situations
• Built and maintained close relationships with top-tier consulting and law firms specializing in Insolvency and Restructuring
• Shared market intelligence, post-mortem analysis and lessons learned with Risk and Business Development committees
• Established, monitored and delivered business objectives, in full alignment of bank-wide targets
• Participated in bank-wide continuous improvement and lean projects (Kaizen), and led similar initiatives within my team

Senior Manager, Special Loans (Remedial) à National Bank of Canada
  • Canada - Toronto
  • juillet 2015 à octobre 2016

• Managed a $1Bln+ diversified portfolio of large high-risk corporate accounts (bilateral and syndicated loans)
• Tackled complexities related to public companies, reputational risk, and legal proceedings (CCAA, Chp 11-15)
• Successfully negotiated a full payout from a large, highly impaired borrower, resulting in a substantial loss provision reversal
• Partnered with top-tier legal and financial advisors to elaborate and implement turnaround or exit strategies
• Led constructive negotiations and exceeded targets in going concern turnarounds as well as exits and recoveries
• Shared post-mortem analysis and lessons learned with all internal stakeholders

Senior Manager, Credit Adjudication à National Bank of Canada
  • Canada - Montréal
  • avril 2012 à juillet 2015

• Approved credit requests for Commercial, Corporate and Investment Banking transactions
• Advised and negotiated with bankers on credit structures and terms in line with the bank’s policies and risk appetite
• Ensured that all risks and exceptions to policies are adequately identified, reported and addressed
• Participated actively in high-risk credit watchlist, risk rating model review (AIRB), and credit policy review committees
• Led the overhauling of the Energy Sector (oil & gas producers) risk rating and borrowing base models
• Collaborated closely with other Risk Management departments on bank-wide projects and initiatives

Senior Analyst, Counterparty Risk (Financial Markets) à National Bank of Canada
  • Canada - Montréal
  • octobre 2010 à avril 2012

• Performed scheduled and ad-hoc risk analysis of large financial institutions, OTC and complex structured transactions
• Negotiated credit requests and legal terms (ISDA/CSA, SLA, GMRA) submitted by Financial Markets business units
• Recommended credit terms and limits to the CCO, CRO and credit committee for approval
• Provided dedicated risk management support to the Mortgage Derivatives desk
• Represented the department on the New Products Committee, which reviews and approves new structured products

Private Banking Manager à National Bank Of Kuwait - Nbk
  • Koweït - Al Koweït
  • juillet 2007 à mars 2009

• Managed relationships with high net worth clients, with a portfolio of US$250 million in assets
• Recommended asset allocations and investment products including mutual and hedge funds, and structured notes
• Executed clients’ banking and investment transactions, providing top-tier customer service
• Achieved and exceeded business development and customer satisfaction targets

Investment and Trading Advisor à Fidus - Groupe Société Générale
  • Liban - Beyrouth
  • janvier 2006 à juin 2007

• Managed relationships with high net worth clients, with a portfolio of US$50 million in assets
• Recommended asset allocations and sold a wide variety of sophisticated investment products
• Performed fundamental and technical analysis on stocks, ETFs, futures and options for active trading clients
• Actively managed over US$10 million for risk-seeking clients, recommending and executing opportunistic short-term trades
• Achieved and exceeded business development and customer satisfaction targets

Business Development Analyst à Hutchison Telecom International Ltd
  • Mexique - Mexico
  • décembre 2000 à avril 2002

• Participated actively, as a member of a small strategic multinational team, in developing the business plan for the first 3G mobile network in Latin America (project estimated at US$1.2 billion)
• Engaged in technical, financial and marketing studies, as well as negotiations with Tier-1 infrastructure vendors
• Acted as interim country manager during the final 4 months of the project, reporting to Hong Kong and Argentina offices

Éducation

Diplôme, Law
  • à Cornell University
  • février 2019

Certificate in Legal Concepts for Business Leaders (online)

Diplôme, Business And Management
  • à Cornell University
  • février 2019

Certificate in Executive Leadership (online)

Master, MBA - Finance
  • à Concordia University
  • janvier 2005

MBA, finance concentration

Baccalauréat, Telecommunications
  • à Université Saint Joseph
  • janvier 2000

Specialties & Skills

Risk Management
Wealth Management
Counterparty Risk
Credit Risk
Credit Risk
Financial Analysis
Corporate Banking
Commercial Banking
Corporate Credit Restructuring and Remedial
Market Risk
Leadership

Langues

Arabe
Expert
Anglais
Expert
Français
Expert
Espagnol
Expert