Ebru Enhos, Vice President

Ebru Enhos

Vice President

Societe Generale CIB

Location
United Arab Emirates - Dubai
Education
Master's degree, MBA
Experience
15 years, 5 months

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Work Experience

Total years of experience :15 years, 5 months

Vice President at Societe Generale CIB
  • Türkiye - Istanbul
  • January 2007 to August 2013

Worked as Senior Credit Analyst with following key responsibilities:
● Analysed and evaluated various short and long term financing requirements of corporate and investment banking clients in diverse industries.
● Ensured timely completion of credit proposals by obtaining relevant information from the client, by reviewing the company with economic, operational and financial inputs, with historical and projected financial statements, and by commenting on loan documentations during the deal structuring.
● Prepared complex financial models and cash flow projections and made related assessments for long term financing needs and/or acquisition finance.
● Worked closely with clients, the Bank’s various business lines, technical and legal departments to evaluate and process the financing request.
● Ensured the timely approval of credit proposals from Risk Department at Paris Headquarters.
● Assessed regularly client risk and ratings.
● Conducted industry and market research

Assistant Manager at HSBC, Corporate Banking Department, Turkey Headquarters
  • Türkiye - Istanbul
  • November 2005 to January 2007

HSBC
Corporate Banking Department, Turkey Headquarters
Istanbul, Turkey
Assistant Manager, Corporate Banking
Nov 2005 - Jan 2007

Key responsibilities:
- Analyzed financing requirement of corporate clients in different industries.
- Ensured timely renewal of credit proposals i.e. obtaining and assessing relevant information from client.
- Ensured appropriate risk rating for assigned accounts.
- Ensured the approval of credit proposals, credit related issues and complex transactions with credit division.
- Provided industry analysis by identifying the opportunities and threats in the industry.

Account Manager, Contracting Finance at Mashreqbank Psc
  • United Arab Emirates - Dubai
  • July 2002 to October 2005

Key responsibilities:
- Built and maintained strong relationships with clients to maximize the success.
- Handled together with a senior banker a portfolio of large to midsized contractors and building material traders of approx USD 600 mio.
- Managed day-to-day transactions. Interacted directly with the client as well as with credit, treasury, foreign trade, operation departments of the bank for smooth account operation of designated portfolio.
- Ensured the completion of required documentation for existing and new clients. Monitored documentation status in designated portfolio and rectified deficiencies.
- Analyzed financing requirement of different types of contracting companies and their projects; structured facilities for various types of projects i.e. residential and infrastructure construction, electromechanical contracting, EPC services for oil & gas projects as well as building material trading clients.
- Ensured timely renewal of credit proposals i.e. obtaining and assessing relevant information from client.
- Ensured appropriate risk rating for assigned accounts.
- Defended credit proposals, credit related issues and complex transactions with credit division.
- Maintained an overview on account conduct. Identified, promptly reported, and rectified accounts in excess, past dues, dues in pipeline, overdue reviews, breaches to covenants and policies.

Equity Analyst at Deutsche Securties (Deutsche Bank)
  • Türkiye - Istanbul
  • February 2001 to March 2002

Bender Securities
Equity Analyst
Feb 2001 to Mar 2002

Equity Analyst for Banking Sector covering top 5 listed Turkish Banks.

Customer Representative at Kocbank
  • Türkiye - Istanbul
  • October 2000 to February 2001

Kocbank
Financial Institutions Department
Customer Representative
Oct 2000 to Feb 2001
Was responsible with the corresponding banking relationships

Kocbank
Corporate Banking
Customer Representative
Mar 1998 to Oct 1999
Worked as customer representative and credit analyst for the corporated banking portfolio at Headquarters of Kocbank

Kocbank
Management Trainee
Aug 1997 to Mar 1998
Management Trainee trainings (both on the job and theory)

Vice President at Societe Generale
  • United Arab Emirates - Dubai
  • to

Senior Credi Analyst in SG Dubai Branch

Education

Master's degree, MBA
  • at Salford University
  • October 2000

Salford University, Manchester, United Kingdom MBA: Master of Business Administration Graduation: 2000

Bachelor's degree, Mathematics
  • at Bogazici University
  • June 1997

Bogazici University, Istanbul, Turkey BSc: Mathematics Graduation: 1997

Diploma, Foreign Languages
  • at Bogazici University
  • June 1993

Bogazici University, Istanbul, Turkey School of Foreign Languages (English) Graduation: 1993

High school or equivalent, Mathematics and Science (German language)
  • at Bornova Anatolian High School
  • June 1992

Bornova Anatolian High School, Izmir, Turkey Mathematics and Science (The education was in German language) Graduation: 1992

Specialties & Skills

Financial Projections
Financial Modeling
Investment Banking
Creating Proposals
Corporate Credit
Financial modelling / Cash flow projections
Loan documentation
BANKING
CLIENTS
FINANCIAL STATEMENTS
INVESTMENT BANKING
Credit analysis

Languages

English
Expert
French
Beginner
German
Intermediate
Turkish
Expert

Training and Certifications

Please refer to my attached CV for the full list of my trainings (Certificate)
Date Attended:
February 2011
Valid Until:
February 2011
Please refer to my attached CV for the full list of my trainings (Certificate)
Date Attended:
November 2010
Valid Until:
November 2010