Consultant
Richmond Advisory Services
Total years of experience :18 years, 4 months
as an Advisor responsible for giving companies advises for companies set up in Bahrain and worldwide,
mentoring start-ups. Focussing on innovation financial solutions (Fintech & Blockchain) to
institutions and representing Educational Institutions in Britain and other European, US countries for
educational links.
I delivered courses to several institutions:
BFX- TI Training Institute, A division of Bahrain Financial Exchange, Bahrain.
Blue Vision Institute, UAE
Qatar Finance and Business Academy, Qatar.
Oasis Training Centre and BIET, Bahrain
Institute of Entrepreneurship & Technology, Bahrain.
As a Manager in IDB responsible for preparing the credit application by analysing various financial statements.
- Review and nurture existing correspondent banking relationships with the banks & FIs in the assigned regions for better reciprocity / business and income generation.
- Identify new and potential countries and the banks & FIs in the assigned regions for establishing relationship for doing business and increase the income potential.
- Identify new products and to expand the base for the existing business viz. L/C confirmations; Risk Participations (both under Funded and Un Funded) and facilitate for its successful commissioning and production.
- Managing portfolios in syndication with over US$ 40 BN.
- Collect and gather information in the respective markets in the assigned regions as to the prevailing risk premium, quotes, etc. for all the trade related activities and make use of the same in the decision making process.
-Assess on an ongoing basis the Country and the Banks and FIs' risk for the assigned regions and to initiate and suggest appropriate preventive measures in order to safeguard the interest of the bank.
-Maintain and hold the data related to the information of business dealt with the respective banks and FIs in the assigned regions for making use of the same for the MIS and reciprocity analysis purpose.
-Undertake the Annual Review of the existing lines set up for the banks and FIs in the assigned regions and prepare the necessary documentations including the CAs for consolidation and approval by the Board of Directors.
- In charge of trade finance, forfeiting, discounting and syndication and maintain relationship with the banks, reviewing relationship periodically to evaluate and integrate transactional activities of these relationships, attending meetings with correspondent banks representatives and preparing call reports for such meetings, helping in preparing reports for the senior management.
- Selected by the Senior Management to be part of Basle II implementation committee and I was involved in evaluating the critical assurance role by identifying and clarifying the current internal compliance practices and controls within the Agency.
- Involved in diagnosing and developing enhanced procedures to ensure agency wide compliance with all regulatory, financial and core operational system requirements.
- Selected by the management to be part of the Personnel Committee to tackle the employees’ suggestions and issues.
- Responsible for managing accounts and portfolios & following up with existing clients, acquired investment banking knowledge especially on Kuwait/Jeddah Markets & developed personal selling skills through excellent client relationships.
- Arranging and conducting meeting with high net worth customers in Kuwait and Jeddah
- Acting as financial consultant in advising the clients and managing their portfolios.
- -Preparing call reports after each bank meeting.
- Marketing financial products, credit appraisal and post monitoring of advances and promotion of customer relations.
- Developing and managing a high quality and profitable credit portfolio within given parameters.
- Preparing credit reviews / Credit analysis.
- Ensure continued compliance with policy documents.
- Operate within risk management guidelines set out in the credit policy of the Bank
