Credit Analyst
Faisal Islamic Bank Of Egypt
Total years of experience :7 years, 8 Months
Analyzed customer data, including financial statements, to determine the level of risk involved for extending credit.
Conducted presentations to upper management and executive teams for loan recommendations.
Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
Placed customer accounts on hold due to past due payments.
Made decisions and recommendations about extending lines of credit.
Gathered loan documentation for underwriting.
Contacted customers and requested financial documentation.
Complied with internal controls and government regulations.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Worked in tandem with the sales team and customers to negotiate payments and ensure accounts were reconciled.
Assessed credit risk and analyzed financial statements.
Minimized accounts receivable collections and reconciled customer billings and statements.
Performed credit reviews on corporations to assess financial conditions.
Improved understanding of financial statements, which helped in assessing risk.
Worked with managers to develop annual expense plan goals.
Analyzed and researched reporting issues to improve accounting operations procedures.
Reconstructed accounting records from clients' checks and cash receipts.
Compiled general ledger entries on a short schedule with nearly 100% accuracy.
Suggested budgetary changes to increase company profits.
Set up and updated customer accounts with interactions, payments and personal information.
• Certified Management Accountant ( ICMA ).