Mais Muraf

Corporate Credit Analyst at Arab Bank-Syria

• Syria - Damascus
• My current job since October 2009

- Analysis and review credit requests to determine the potential risks and appropriate facilities structure by:
 Analyze and review Credit Report packages, to ensure capturing adequate level of data for risk calculation, structuring, and pricing.
 Ensure that Credit Report packages are in line with set strategy, policies and guidelines
 Validate risk rating and ensure appropriateness of pricing as compared to risk.
 Identify risks, mitigates and exit strategies and ensure their appropriateness.
 Ensure the integrity and quality of data and data analysis.

- Ensure suitability of proposed facilities structure to financing purposes and sources of repayment.
- Recommend approval / decline for the credit committee regarding credit requests .
- Follow-up credit portfolio and prepare a periodic reports which reflect its' quality and submit them to the senior management.
- Monitoring of existing facilities to ensure compliance with the credit policies and procedures, and presentation of cases that do not correspond with that.
- Follow-up relations mangers officers to correct the negative indicators on the accounts, including the follow up to complete the requirements for renewal of facilities and payment of dues