Business Partner
Business Development Center
Total years of experience :19 years, 3 Months
Business Advisory and Financial Services, Kuwait, KW Corporate Finance | Business Advisory | Management Consulting | Investment Banking |Corporate Restructure | Valuation | Family Office | Financial Management | Strategic Planning
Managing a portfolio with a value of KD 25M to KD 35M of large and mediumsized clients • The role involves preparing and submitting credit applications, conducting due diligence, and coordinating with the coverage team. It involves maintaining credit processing and approval turnaround times, regularly visiting clients, monitoring accounts regularly, identifying potential problem accounts, and nonperforming assets, proposing remedial solutions for senior management. • Classified accounts, and providing risk monitoring through financial and nonfinancial analysis are essential tasks for business management. • Providing recommendations for change in risk appetite, ratings, and classification management. • Regular monitoring and compliance with approval conditions are also crucial.
Identifying and examining financial opportunities to improve processes and profitability, including investment/disinvestment in business units. • Reviewing and controlling credit granting processes, analyzing complex financial information, and making funding recommendations. • Establishing relationships with bankers, third parties, and workers, and strategizing risk management plans. • Work to assess financial and financing needs, and work closely with departments to forecast and analyze performance. • Designing & implementing systems to ensure smooth functioning of finance & credit operations across the organization • Supervising the preparation of MIS reports to provide feedback to top management on financial performance, fund management and risk control. Involved in: • Evaluating capital expenditures, investment activities, and portfolio management • Preparing Circulation & Implementation of Board & Management Resolutions • Ownership of External Relationships (Banks and others) for Evaluation • Preparation of External inquiry responses (Audit Bureau, Parliament) . • Improving & implementing new Evaluation Criteria & Policies
Annual financial and operational Review for Entrepreneurs Achieved: • Managed a team of 8 members; involved in developing strategies and Policies of the Existing enterprises and remedial • Acted as the member of the coordination team with government regulatory agencies • Worked as the Member of the team to develop executive regulations and procedures for credit departments
Business Advisory Services, Kuwait, KW • Provides expert advice and guidance on strategic, financial, and operational business matters, identifying areas for improvement and assisting clients in achieving their business goals • Facilitating international business transactions, identifying potential buyers or sellers, conducting due diligence, negotiating deals, and acting as intermediaries to ensure smooth transactions. • Actively seeks new business opportunities and clients, focusing on expanding the company's client base and building strong relationships, often attending industry events to network and promote their services. • Responsible for financial planning, forecasting, and managing client accounts, ensuring timely fee collection and identifying areas for improvement in consultancy and brokerage operations. • Manages consultancy projects and brokerage transactions, ensuring smooth workflow, timely delivery of services, and coordinating with internal and external teams to meet project objectives. • The leader oversees a team, brokers, and support staff, assigning tasks, monitoring performance, and promoting a collaborative and high-performing work environment
Preparing & maintaining different reports related to strategic plans, business plans, and feasibility studies. • Working independently and managed financial analysis objectives, and met company requirements • Spending time meeting and researching public entities and organizations and preparing a stakeholder map gives C-level management an insight into procurement opportunities and processes. • Aiding existing businesses with problems such as finding ways to reduce costs or improve marketing • Offering budget development and financial planning Analyzed programs to assist with the efficient allocation of resources
In summary, responsible for managing, maintaining and growing the bank'srelationships with corporate clients. provide financial advice, assess credit risks, and offer customized banking solutions. Play a vital role business growth, maintaining a profitable portfolio, and ensuring compliance with regulations. • Responsible for building and maintaining relationships with clients. Act as the main point of contact for these clients, understanding their needs, and providing customized finance solutions. Strive to deepen the client relationship by offering additional products and services as appropriate. • Evaluates the creditworthiness of clients by analyzing financial statements, industry trends, and market conditions. Assess the risks associated with lending or extending credit to clients and recommend based on the findings. Ensure compliance with internal credit policies and regulatory requirements. • Provide financial advice and solutions to clients thorough understanding of the client's business and industry. • Responsible for identifying and pursuing new business opportunities. collaborate with other teams the bank to cross-sell products and services that meet the client's needs. • Manages a portfolio of corporate clients with value around +KD 100M, and monitor the performance of each client's account, ensuring the repayments are collected on time and financial covenants are met. Proactively address any issues or risks that arise, and work with clients to find solutions that benefit both the client and the bank. • Responsible for managing a small team of relationship officer & analysts. provide guidance, support, and coaching them, ensuring to meet targets and delivers high-quality service to clients. • Ensures compliance with internal policies and external regulatory requirements. keep updated on relevant laws and regulations, and ensure the operations adhere to the standards. and work with the bank's risk management and compliance to mitigate risks and maintain a strong control environment.
Interviewed clients to determine current financial status, insurance coverage, financial objectives, and other information needed to develop a tailored financial plan. • Providing planning, advisement, insurance and investment services to clients to meet their vision • Drafted comprehensive financial plan to offer recommendations • Analyze the current financial status, going into enough detail to understand client specific needs • Working with another team to follow up and keep track of records and file updates • Answered clients' questions about purposes and details of financial plans and strategies. • Maintain working relationships with a variety of clients and/or departments, and keep them apprised of any financial developments
Act as a first-contact liaison to insurance providers and other financial professionals