Branch Manager
Habib Metropolitan Bank Limited
Total years of experience :16 years, 7 Months
Responsible for overall branch targets and performance of all departments including Liabilities, Credit, Trade, Operations and Cash.
• Generating Liabilities, Assets Sales and Wealth Management Products
• Managing Sales and Service within Branch
• Arrange Physical Visits for New Business
• Account Opening and Documentation
• Increase Trade Volume and Profitability of the Bank
• Managing whole finance department of the company
• Budgeting and Planning for all expenses
• Applying Compliance checks on all transactions and requests
• Analysing Credit and Fraud Risk by looking in to the financials and other information of client
• Applying Anti Money Laundering Checks and Balance
• Training front end staff of Compliance and Anti Money Laundering Checks
• Successful Implementation of Know Your Customer strategy
• Risk Assessment of all clients before and after the business relationship
• Assisting Top Management in resolving the issues related to Compliance and Fraud Risk
• Report writing and presenting on monthly basis to the CEO
• Building New Relationships (All Sectors)
• Generating Liabilities, Assets Sales and Wealth Management Products
• Personal Account Opening and Documentation
• Preparation of Credit Proposals and Legal Documentation for Financing
• Providing excellent service to the internal customers by Risk Assessment and Relationship Management
• Ensure that policies and procedures like Compliance and Risk Management to comply with the organisation standards
• Work efficiently while processing client’s transactions by keeping in mind Anti Money Laundering and Compliance Policies
• Doing Compliance check for third party transactions by contacting client via recorded phone line or official email (Lotus Notes)
• Make sure to fulfil all Know Your Customer requirements and fill out the respective form with sign and stamp
• Reports Making in Excel & Power Point Presentation to Branch Manager (Monthly Basis)
• Corporate Account Opening
• Generating Liabilities (Target Based)
• Building New Relationships in Corporate Sector
• Increase Client Base by Meeting Clients Personally
• Customer Handling With No Complaints
• Processing Trade Transactions and Preparing Documents
• Assessing client’s worth before making applying for Credit Limit
• Applying all the checks of Compliance and Risk Management to ensure that client is worthy of getting credit
• Preparing all documents including Credit Proposals and Risk Assessment Sheet according to the worth of the client
• Compliance check on third party cheques and other requests by contacting client on recorded line
• Processing Customer Requests
• Customer Handling at front desk
• Making sure of One Window Operation policy to apply successfully
• Processing all clients through initial Compliance check by having fist interaction with them on front end
• Apply all check of Client Assessment and Anti Money Laundering (CAAML) as per policy
• Doing Risk Assessment while processing clients requests
• Applying Compliance Check on every transaction that falls under the certain criteria
• Call Back Confirmation on third party cheques and other such transactions
• Processing all customer requests
• Managing Customer Lobby
• Cross Selling all products offered by the bank
I was awarded Silver Medal for acquiring first position in University. I have gone through international marketing, HR and various financial subjects and done a number of presentations and 3 months internship with United Bank Limited.
