Personal Banking Officer (Senior Officer 1)
Meezan Bank Limited
Total years of experience :15 years, 4 months
•Timely submission of Account opening form to operations (back office) without any discrepancy ensuring that KYC & AML regime is in compliance with best practices.
•Deepening in existing low deposit accounts.
•Enhance and establish relationship with existing and prospective customers.
•To follow the Sales Management process e.g Tail management, Attrition Management and Portfolio Management.
•To achieve the deposit target from new and existing customer’s portfolio per month.
•To promote the highest level of customer service and responsiveness to the customers base of the branch.
:Account Opening & Maintenance In charge:
•To ensure all required docs are available prior to opening accounts.
•Perform blacklist check internally, in Central bank black list system and in World check while opening personal or corporate accounts.
•Process stop payment of cheque requests with in stipulated time frame.
•Handles and processes new / renewal / encashment of Fixed Deposits.
•Maintain records of closed, deceased & new accounts in the branch.
•Ensure all work in compliance to department’s policies and procedures.
•Supervise all the work in Account opening department.
Remittances:
•Process Pay Order/ Demand Draft as per customer request.
•Perform balancing of Pay Order/ Demand Draft
Clearing cheques:
•Ensure inward/ outward clearing cheque images are technically verified and authorized.
•Prepare letters to be sent to customers whose cheques have been returned for lack of funds.
Activities Performed:- Account Opening, Wiz Cards, Inward Foreign Telegraphic Transfer, Outward Foreign Telegraphic Transfer, Foreign Bills for Collection, Inward Clearing, Outward Clearing, Inter-city Clearing, OBC, Western Union, Cheque Book Ordering, Wallet Card Ordering.
Built relationships between new clients & bank.
Provide complete bank products knowledge to new and old customers.
Act as a focal point for the bank to interact with customers and believe in providing service excellence at branch level.
Portfolio:-
CASA 70 Millions
Jan 2009 - Dec 2009 University of Karachi MSC (Science)
Jul 2005 - Dec 2008 University of Karachi Bsc ( Hons)
Apr 1997 - May 1999 Govt Boys School Moro Matric