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Zeryab Khawaja

Relationship Manager SAM

NIB Bank Ltd.

Location:
Pakistan - Lahore
Education:
Master's degree, Banking & Finance
Experience:
22 years, 1 month

Work Experience

What's your work experience? Your experience is one of the most important sections in a CV.
List all relevant responsibilities, skills, projects, and achievements against each role.  If you're a fresh grad, you can add any volunteer work or any internship you've done before.
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Total Years of Experience:  22 Years, 1 Months   

November 2006 To Present

Relationship Manager SAM

at NIB Bank Ltd.
Location : Pakistan - Lahore
Currently working as Relationship Manager in Special Assets Management Group. Following are the major responsibilities:
1) Recovery from delinquent borrowers
2) Preparation of work-out proposals
3) Liaison with lawyers for suit filing

Following is the list of other assignments performed:

Manager Early Warning (From May to Aug 2010): Proactive early warning through desktop analysis and market check.
Credit Analyst (From Dec 09 to April 10): Scrutiny of Credit Proposals & Recommendations on Line Structuring for SME & Commercial Customers.
Credit Admin Supervisor (From July to Nov 09): Supervision of Limits Input, Control of Pledged Inventories, Regulatory & Internal MIS.
Credit Analyst (From Aug 08 to June 09): Scrutiny of Credit Proposals & Recommendations on Line Structuring for Corporate Customers.
Manager MIS Credit Administration: Identification & Reporting of Past Due Obligations, Loan Loss Provisioning, MCR Under Basel II, Deferrals & Expiry Ticklers, Provision Forecasting & Variance Analysis.
May 2004 To October 2006

Credit Administration Officer

at Union Bank Ltd.
Location : Pakistan - Lahore
Risk Assets Portfolio Analysis, Past Due Obligations Reporting, Loan Loss Provisioning, Central Bank Reporting, Risk Management Sub Committee Presentation, Departmental Budgeting & Expense Control
April 2002 To April 2004

Junior Officer

at Askari Bank
Location : Pakistan - Lahore
Daily Branch Position Preparation, Branch Activity Checking, Budgeting, Expense Control, Profitability Reporting, Head Office Reconciliation, Tax Returns, Payroll Processing.

Education

What's your educational background?
Let employers know more about your education; remember, be clear and concise.
May 2004

Master's degree, Banking & Finance

at Iqra University
Location : Pakistan - Karachi
Grade: 3.17 out of 4
December 1997

Diploma, Intermediate with majors in Advanced Accounting

at Institute of Cost & Management Accountants Pakistan
Location : Pakistan - Lahore
Got a permanent exemption (A+) in Advanced Accounting
September 1991

Bachelor's degree, B. Comm with majors in Accounting

at Punjab University
Location : Pakistan - Lahore
Grade: 88 out of 100

Specialties & Skills

MS Power Point

MS Excel

Microsoft Word

Microsoft Excel

Accounting

Microsoft PowerPoint

Languages

Do you speak more than one language?
For some jobs, fluency in one or more foreign languages is a plus, so add your language skills to get better results.

English

Expert

Arabic

Intermediate

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