Total Years of Experience: 22 Years, 1 Months
November 2006
To Present
Relationship Manager SAM
at NIB Bank Ltd.
Location :
Pakistan - Lahore
Currently working as Relationship Manager in Special Assets Management Group. Following are the major responsibilities:
1) Recovery from delinquent borrowers
2) Preparation of work-out proposals
3) Liaison with lawyers for suit filing
Following is the list of other assignments performed:
Manager Early Warning (From May to Aug 2010): Proactive early warning through desktop analysis and market check.
Credit Analyst (From Dec 09 to April 10): Scrutiny of Credit Proposals & Recommendations on Line Structuring for SME & Commercial Customers.
Credit Admin Supervisor (From July to Nov 09): Supervision of Limits Input, Control of Pledged Inventories, Regulatory & Internal MIS.
Credit Analyst (From Aug 08 to June 09): Scrutiny of Credit Proposals & Recommendations on Line Structuring for Corporate Customers.
Manager MIS Credit Administration: Identification & Reporting of Past Due Obligations, Loan Loss Provisioning, MCR Under Basel II, Deferrals & Expiry Ticklers, Provision Forecasting & Variance Analysis.
1) Recovery from delinquent borrowers
2) Preparation of work-out proposals
3) Liaison with lawyers for suit filing
Following is the list of other assignments performed:
Manager Early Warning (From May to Aug 2010): Proactive early warning through desktop analysis and market check.
Credit Analyst (From Dec 09 to April 10): Scrutiny of Credit Proposals & Recommendations on Line Structuring for SME & Commercial Customers.
Credit Admin Supervisor (From July to Nov 09): Supervision of Limits Input, Control of Pledged Inventories, Regulatory & Internal MIS.
Credit Analyst (From Aug 08 to June 09): Scrutiny of Credit Proposals & Recommendations on Line Structuring for Corporate Customers.
Manager MIS Credit Administration: Identification & Reporting of Past Due Obligations, Loan Loss Provisioning, MCR Under Basel II, Deferrals & Expiry Ticklers, Provision Forecasting & Variance Analysis.
May 2004
To October 2006
Credit Administration Officer
at Union Bank Ltd.
Location :
Pakistan - Lahore
Risk Assets Portfolio Analysis, Past Due Obligations Reporting, Loan Loss Provisioning, Central Bank Reporting, Risk Management Sub Committee Presentation, Departmental Budgeting & Expense Control
April 2002
To April 2004
Junior Officer
at Askari Bank
Location :
Pakistan - Lahore
Daily Branch Position Preparation, Branch Activity Checking, Budgeting, Expense Control, Profitability Reporting, Head Office Reconciliation, Tax Returns, Payroll Processing.
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