Carwyn Rahman

• Coordinating Moodys regulatory supervision engagement with the FCA, ESMA, FSCA and DFSA.
• Assisting with the collection, review and submission of documentation for regulatory inquiries,
reviewing for adequacy and appropriateness.
• Assisting in drafting responses to regulatory requests and inquiries, enhancing accuracy and clarity
in all submissions.
• Tracking and maintaining deliverables through structured processes, supporting timely regulatory
engagement.
• Strengthening team workflows and record-keeping to streamline regulatory response efforts.
• Preparing periodic compliance reports, gathering and analysing necessary data for both internal
and external stakeholders.
• Building effective relationships across global Compliance teams and stakeholders to drive
regulatory coordination and compliance initiatives.

• Led compliance implementation projects for financial services firms, including Consumer Duty
alignment.
• Conducted regulatory analysis and gap assessments, establishing improvement roadmaps and
compliance monitoring frameworks.
• Delivered workshops and staff training on new compliance requirements to build sustainable
review processes.
• Completed a crypto platform compliance project, evaluating marketing materials against FCA
financial promotions rules and providing recommendations.

• Conducted enhanced due diligence (EDD) on high-risk customers, enhancing CIP/KYC protocols
and monitoring for suspicious activity to ensure BSA/AML compliance.
• Managed quality control for account openings, reviewed SARs, and escalated critical findings to
client banks.
• Streamlined processes and implemented Verafin updates to improve AML operations.
• Performed BSA/AML and OFAC risk assessments, delivering insights and recommendations to
senior management.

• Part of the team investigating Prudentials regulatory breaches, contributing to a £24m fine in annuities
sales.
• Analysed evidence, shaped enforcement strategy, and drafted sections of the public Final Notice.
• Coordinated disclosure bundles, liaised with senior counsel, and drafted evidential analysis for internal
review.

• Reviewed and provided feedback on firms Remuneration Policy Statements; advised stakeholders on
regulatory interpretations.
• Conducted research for complex cases and supported liaison efforts with regulated firms.
• Led inaugural internal report on banks use of ESG metrics in remuneration, aligning with TCFD, SFDR,
and SASB principles.
• Contributed to FCA Artificial Intelligence Discussion Paper and ensured compliance with data privacy
standards.

• Acted as principal liaison for regulatory reporting, providing interpretative advice and managing policy
changes.
• Led production of quarterly Redress Insights report, training an apprentice to continue its publication.
• Provided internal guidance on FCAs Brexit regulatory framework, overseeing all stages of policy
development from review to implementation.

• Assisted appellants, pro-bono, in housing, employment, debt and social security matters.

• Managed and coordinated the delivery of cutting-edge technology projects within major
international banks
• Drafted contracts governing projects of up to £1.2m in value
• Analysed projects for consumer data privacy compliance
• Extensive business development experience working directly under a Global Managing Director,
and extensive use of Salesforce to drive account value-maximisation
• Key projects:
◦ Project Manager, Global Retail Bank: Managed teams designing digital banking services
◦ Functional Analyst, Global Investment Bank: Co-managed offsite software development
team in India developing custom-build HR system
◦ UX Designer, Multinational Insurance Group: Designed quote and buy website