كلما زادت طلبات التقديم التي ترسلينها، زادت فرصك في الحصول على وظيفة!

إليك لمحة عن معدل نشاط الباحثات عن عمل خلال الشهر الماضي:

عدد الفرص التي تم تصفحها

عدد الطلبات التي تم تقديمها

استمري في التصفح والتقديم لزيادة فرصك في الحصول على وظيفة!

هل تبحثين عن جهات توظيف لها سجل مثبت في دعم وتمكين النساء؟

اضغطي هنا لاكتشاف الفرص المتاحة الآن!
نُقدّر رأيكِ

ندعوكِ للمشاركة في استطلاع مصمّم لمساعدة الباحثين على فهم أفضل الطرق لربط الباحثات عن عمل بالوظائف التي يبحثن عنها.

هل ترغبين في المشاركة؟

في حال تم اختياركِ، سنتواصل معكِ عبر البريد الإلكتروني لتزويدكِ بالتفاصيل والتعليمات الخاصة بالمشاركة.

ستحصلين على مبلغ 7 دولارات مقابل إجابتك على الاستطلاع.


تم إلغاء حظر المستخدم بنجاح
Fahd Almashal, Senior Manager | Credit Control Officer

Fahd Almashal

Senior Manager | Credit Control Officer·Riyad Bank

المملكة العربية السعودية

بكالوريوس, Accounting.

الخبرة العملية

مجموع سنوات الخبرة: 9 سنوات, 7 أشهر

Senior Manager | Credit Control Officer

أبريل 2017 - مايو 2025

Riyad Bank

الرياض، المملكة العربية السعودية

وجدت هذه الوظيفة عبر بيت.كوم

أبريل 2017 - مايو 2025

•Lead and mentor a team of 12 credit analysts, setting individual KPIs, conducting quarterly performance reviews, and
driving a high-performance culture across the department.
•Oversee review and approval of a credit portfolio exceeding SAR 500M annually, covering corporate, SME, and retail
segments.
•Ensure full team compliance with SA
M
A regulations, Basel III requirements, and A
ML/CFT frameworks, achieving zero
regulatory findings in three consecutive external audits.
•Led a comprehensive credit policy review that resulted in an 18% reduction in non-performing loans (NPL) within 18
months.
•Spearheaded a credit operations digitization project reducing the approval cycle from 7 days to 3 days, improving
customer experience and operational efficiency by 57%.
•Prepare monthly and quarterly portfolio quality reports and KPI dashboards presented to the Executive Committee and
Board Risk Committee.
•Represent the Credit Operations function during SA
M
A external audits and independent regulatory reviews as primary
point of contact.
•Reduced staff turnover by 30% over two years through structured career development plans and mentorship programs.

مجال الشركة:
البنوك
الدور الوظيفي:
البنوك

Manager | Credit Control Officer.

يناير 2019 - أكتوبر 2023

Riyad Bank.

الرياض، المملكة العربية السعودية

وجدت هذه الوظيفة عبر بيت.كوم

يناير 2019 - أكتوبر 2023

•Credit Assessment: Analyzing customer financial statements, credit reports, and payment history to determine
creditworthiness.
•Credit Limits: Setting, reviewing, and adjusting credit limits for new and existing clients.
•Risk Mitigation: Identifying potential bad debt, conducting risk analysis, and developing mitigation strategies.
•Collection Management: Monitoring payment activity, reducing Days Sales Outstanding (DSO), and recovering
outstanding debts.
•Reporting & Analysis: Preparing reports on the credit status of customers, including payment trends and risk levels.
•Collaboration: Working with sales, legal, and finance teams to negotiate terms and resolve disputes.

مجال الشركة:
البنوك
الدور الوظيفي:
البنوك

Assistant Manager | Credit Control Officer.

أبريل 2017 - يناير 2020

Riyad Bank.

الرياض، المملكة العربية السعودية

وجدت هذه الوظيفة عبر بيت.كوم

أبريل 2017 - يناير 2020

•Analyze credit applications for retail and SME clients, assessing creditworthiness in line with internal policies and
SA
M
A regulations.
•Prepare comprehensive credit reports including financial statement analysis, liquidity ratios, and solvency metrics to
support approval decisions.
•Verify customer credit data through SIM
AH and cross-reference information prior to submitting recommendations to
senior reviewers.
•Process and enter financing application data into SAP and Temenos with a 98%+ accuracy rate and within defined SLA
timeframes.
•Ensure all credit operations align with SA
M
A guidelines, A
ML/CFT requirements, and internal risk management
policies.
•Prepare weekly and monthly reports on loan portfolio status, delinquency rates, and pipeline activity for senior
management.
•Contributed to a 20% reduction in documentation error rates through process improvement initiatives.
•Identified 12 potential fraud cases in the first year, preventing estimated losses of SAR 1.2M.

مجال الشركة:
البنوك
الدور الوظيفي:
البنوك

Accounting General.

مارس 2016 - أبريل 2017

United Trading & Marketing Co. (U-Mark).

الرياض، المملكة العربية السعودية هجين

وجدت هذه الوظيفة عبر بيت.كوم

مارس 2016 - أبريل 2017

• Transaction Processing: Maintaining daily financial records, processing invoices, expense reports, and payments
(AP/AR).
• Reconciliation: Reconciling bank statements, vendor statements, and general ledgers to ensure accuracy.
• Compliance: Assisting with VAT returns, tax filings, and adhering to ZATCA (Zakat, Tax and Customs Authority)
regulations.
• Financial Reporting: Supporting month-end and year-end closing activities, preparing preliminary financial reports,
and aiding in budget preparation.
• General Support: Assisting accountants with audit preparations and maintaining organized filing systems.
• Proficiency in accounting software Microsoft Dynamics AX and MS Excel skills.

مجال الشركة:
المحاسبة
الدور الوظيفي:
المحاسبة والتدقيق

External Auditor | The Cooperative Training Program (COOP)

مايو 2015 - أغسطس 2015

BDO Dr. Mohamed Al-Amri & Co.

الرياض، المملكة العربية السعودية

وجدت هذه الوظيفة عبر بيت.كوم

مايو 2015 - أغسطس 2015

•Audit Fieldwork: Conduct substantive testing on financial records, including cash, accounts receivable, and
property/equipment.
•Documentation: Prepare audit working papers, verify supporting documents, and ensure documentation meets
professional standards.
•Risk Evaluation: Identify potential risks, internal control weaknesses, and areas for improvement.
•Compliance: Verify client adherence to Saudi Arabian standards (SOCPA), IFRS, and relevant tax laws.
•Reporting: Assist senior auditors in preparing draft audit reports and presenting findings.

مجال الشركة:
المحاسبة
الدور الوظيفي:
المحاسبة والتدقيق

التعليم

Imam Mohammad Ibn Saud University (IMSIU)

يناير 2016

يناير 2016

بكالوريوس، Accounting.

المملكة العربية السعودية

Skills

COMPUTER LITERACY
Intermediate
COMPUTER LITERACY
Intermediate
CREDIT CONTROL
Intermediate
CREDIT CONTROL
Intermediate
CREDIT MANAGEMENT
Intermediate
CREDIT MANAGEMENT
Intermediate
EXTERNAL AUDITING
Intermediate
EXTERNAL AUDITING
Intermediate
KEY PERFORMANCE INDICATORS KPIS
Intermediate
KEY PERFORMANCE INDICATORS KPIS
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
OPERATIONAL EXCELLENCE
Intermediate
OPERATIONAL EXCELLENCE
Intermediate
PERFORMANCE REVIEW
Intermediate
PERFORMANCE REVIEW
Intermediate
PORTFOLIO MANAGEMENT
Intermediate
PORTFOLIO MANAGEMENT
Intermediate
TEAMWORK
Intermediate
TEAMWORK
Intermediate

اللغات

العربية
اللغة الأم
الانجليزية
متمرّس