Mohammad Almalek

• Independently handled high-volume WPS, salary, and payment transactions in a
fast-paced environment, ensuring accuracy and compliance with SLA and
regulatory requirements.
• Ensured error-free execution of local and international payments through strict
maker-checker controls and transaction validation.
• Independently managed daily and monthly reconciliations of critical payment
accounts, identifying variances and ensuring timely resolution of outstanding
items.
• Reviewed and validated customer payment instructions and supporting
documents to ensure accuracy, completeness and compliance with internal
controls.
• Processed finance-related payment instructions and disbursements across
various products in line with internal approvals and control requirements.
• Supported internal, external, and regulatory audits with complete documentation
and timely responses, achieving satisfactory audit outcomes.
• Monitored transactions for AML/KYC red flags and potential screening alerts,
escalating cases in line with bank policy and compliance procedures.
• Investigated and resolved transaction discrepancies, ensuring appropriate
escalation and control compliance.
• Identified process gaps and supported improvements to enhance efficiency,
reduce errors, and strengthen operational controls.
• Reviewed transactions to identify discrepancies, unusual patterns and potential
AML/KYC, sanctions or screening-related risks, ensuring timely escalation, RFI
coordination and proper documentation in line with regulatory requirements.

• Executed daily processing of WPS salary files and payment transactions in
compliance with UAE Central Bank regulations and internal policies.
• Performed validation checks to ensure transaction accuracy, completeness, and
compliance prior to release.
• Processed local and international payments using SWIFT, UAEFTS, and internal
banking systems while maintaining accuracy and compliance.
• Maintained transaction logs, records, and supporting documentation for audit and
reconciliation purposes.
• Assisted with month-end reconciliations and resolution of outstanding payment
items.
• Coordinated with internal departments to resolve processing discrepancies and
minimize operational delays.