عامر جمالي

- Act as the first line of support for branch teams by providing real-time guidance on AML, KYC, and compliance-related queries, ensuring consistent adherence to regulatory policies and internal frameworks.
- Coordinate with specialized units including Enhanced Due Diligence (EDD) Corporates, Sanctions, and Transaction Monitoring teams to resolve escalated compliance issues efficiently.
- Assist branches in understanding documentation requirements, ensuring consistent communication between branch frontline staff and compliance units to minimize operational and regulatory risk.
- Perform in-depth Enhanced Due Diligence (EDD) on high-risk corporate clients in accordance with internal AML/CFT policies and FATF guidelines.
- Collaborate with Corporate Sales, AML Operations, and Branches to gather missing documentation, validate information, and escalate red flags as per internal escalation matrix.
- Perform periodic reviews and event-triggered re-assessments for high-risk entities across multiple jurisdictions, ensuring data quality and adherence to regulatory timelines.

Job Responsibilities:
• Assisted the Group Head Business in overseeing the pan-Pakistan credit portfolio, involving scrutiny of credit proposals, following up with relationship teams for timely submission of credit proposals / responses to Credit queries, adjustment of overdues, recovering mark up/instalments, and resolving documentation discrepancies.
• Managed a portfolio of corporate customers, with a focus on business development, marketing new customers, and cross-selling for continuous business growth.
• Led a team of Relationship Managers and Relationship Oficers.

Job Responsibilities:
• Developed and maintained a credit/liability portfolio in alignment with Corporate Banking Group objectives, the banks credit policy, and regulatory requirements.
• Achieved credit and marketing targets, including ancillary business/cross-selling, as assigned by the bank management to the Corporate Banking Group.
• Marketed and managed risk assets and contingent liabilities, primarily meeting the financing requirements of corporate relationships.
• Managed a portfolio of corporate clients with assets (PKR 25Bn), liabilities (deposits - PKR 35Bn), and trade (PKR +100Bn).
• Led a team of 8 individuals (2 SRMs, 3 RMs, 3 RAs). Key Achievements:
• Founding member of the Corporate Banking platform at HMB, building the pioneer CBG platform at Karachi right from a scratch.
• Two stints as the Oficiating Head of Corporate & Transactional Banking Group, overseeing CBG platforms at Karachi, Lahore, and Islamabad, as well as the Investment Banking desk.
• Personally marketed 95 accounts during the 11-year tenure at HMB.
• Established the precursor desk to the Investment Banking platform at Karachi.
• Initially joined the bank as Vice President and later promoted to Senior Vice President.

Job Responsibilities:
• Managed a portfolio of corporate customers, emphasizing business development, marketing new customers, and ancillary business/cross-selling to ensure continuous business growth for the unit.
• Led a team of Relationship Managers and Relationship Associates.

- Headed a relationship team, responsible for providing and overseeing credit facilities to corporate clients, ensuring customer satisfaction and contributing to continual business growth for the bank.
- Managed a portfolio of corporate clients, involving:
o Business promotion to expand funded and non-funded exposure while considering risk and profitability.
o Facilitating and liaising with clients to provide trouble-free service.
o Periodic analysis of borrower’s financial performance and credit assessment.
o Coordinating internal procedures for efficient and timely execution of facilities.