Treasury & Banking Manager
BH Group for Trading & Distribution of Pharmaceutical & Medical Supplies
Total years of experience :29 years, 7 Months
• Supervising the liquidity, accounts payable & receivable
• Guidance to invest cash surpluses, whether in short or medium-term investments, to maximize profitability and cover financial dues
• I contributed to the preparation of the financial statements and notes on them in a professional manner that covers the most important points that are focused on by the bank credit departments in order to obtain a credit facility (we were granted a credit facility from one of the banks and it was approved within a month, but it was not used because the need had passed).
• Supervising all online banking transactions with 12 banks
• Supervising the cash payment to suppliers (Special Assignment)
• Supervising and following up on the renewal of all types of insurance policies with the best conditions, including fire, burglary, road transport, armed robbery, cars, and breach of trust. (Special Assignment)
• Follow up on the documents of all the group companies, the ordinary and extraordinary general assemblies, the minutes of the boards of directors, and the renewal of commercial register and tax cards.
• Follow up & supervise the online governmental payments (social insurance & all kind of taxes
• Develop a forecast of financing needs in the short and medium term
- Managing contracts for commercial agencies to obtain the best terms, whether financial or technical
- Follow up on sales, cash collections, and credit sales so as not to exceed the credit period granted to each customer so that payments are covered on time through the company’s resources to avoid resorting to cash coverage from partners.
• Prepared a comprehensive and accurate feasibility study to start up Assiut branch
• Built a wide and strong customer base providing ultimate customer service and exceptional services for our chosen customers)
• Reached the breakeven point after 3 month only
• Developed the annual branch business plan for maximum profitability and effectiveness within the NBAD global strategy.
• Achieved a high customer satisfaction rates
• Exceeded the annual target every year for both assets and liabilities
• Implemented annual performance appraisals and created a second line staff through succession planning.
• Professional in problem solving by wandering around
• Ensure and enhance the staff knowledge, effectiveness and adherence to the policies and procedures moreover the clean disk policy
• Conducting a periodical phone campaign for cross selling based on KYC forms
• Got a satisfactory audit and compliance report continuously
• Acting as a compliance coordinator to ensure complying with the regulations moreover Basel-III & FATCA
• Prepare and supervise the annual business continuity plan (Disaster plan)
• Manage and supervise the annual inventory
• Built the largest customer base in the market
• Achieved a high customer satisfaction rates
• Created a second line staff for all levels
• Developed the annual branch business plan for maximum profitability and effectiveness.
• Implemented annual performance appraisals for all branch staff.
• Manage, assist & supervise the sales of the sister companies through their offices located in the branch including the Commercial Life Insurance Company - CIL and its life insurance products, also the Brokerage Company - CIBC regarding the stocks and securities through the stock market
• Assist the branch head for achieving the annual targets, managing and evaluating the staff, enhancing the staff knowledge and effectiveness, ensure the continued adherence to the bank and CBE policies and procedures
• Enforce dual control procedures at all times
• Maintain and test the alarms and other security devices
• Ensure the adherence to the bank, CBE and the updated compliance rules and procedures
• Control and ensure the regularity of the overdrawn account
• Conduct a surprise check over cash, securities and pre-number forms
• Manage the annual inventory and deliver the reports in the ideal time
• Supervise the petty cash
• Maintain the branch’s image inside and the interface
• Manage marketing and sales through outdoor calls, phone campaign, walking customers and cross selling
• Managing and supervise the following
• Open new accounts/Closing accounts
• Customer Inquiries for salary, car and personal loans
• Customer Inquiries on internet services
• Executing Overseas transfers
• Set up periodical payment authorities on accounts
• Promote bank products and services
• Change statement of account cycles
• Identify customer needs
• Refer customers to appropriate banking services and representatives
• Update KYC 'personal details for personal and business customers such as address and name
• Details"
• Issue cheque books
• Issue Travelers’ cheques
• Issue ATM cards and changing customer passwords
• Provide product brochures for customers
• FDs & CDs
• Salary, personal, car & Mortgage Loans
• Preparing the monthly proofing for the ledger accounts
• Supervise and authorize all the operation transactions
• Inward & Outward cheques collection
• Preparing the manager cheques and drafts
• Preparing the swift message (103, 199 & 202)
• Preparing form (4) for the IDCs
• Preparing all types of LGs
• Implementing the customer periodical standing instructions
Cash deposits, paying cheques, foreign currencies exchange, ....
Controlling the checkout area
grade good