عبدالخالق عبدرب الرسول البحراني

o To support the General Manager in all aspects of the companys operations.
o To contribute to achieving the companys strategic goals.
o To ensure the smooth and efficient operation of the business.
o Work closely with the general manager to identify and implement company strategies.
o Oversee the companys day-to-day operations, including sales, marketing, operations, and financial
services.
o Lead and direct the sales team to achieve high sales targets.
o Develop and implement innovative marketing strategies to increase brand awareness and attract
customers.
o Analyze sales data and make strategic decisions to improve the companys performance.
o Build strong relationships with customers and suppliers.
o Represent the company at various events and meetings.

• Collaborate with CEO & GM to analyze market trends, identify growth opportunities, and develop actionable
strategies for long-term business success.
• Participate in setting organizational goals, objectives, and performance benchmarks across all business units.
• Provide insightful recommendations to senior leadership based on financial analysis, market intelligence, and
operational performance data.
• Assist in formulating the companys vision and aligning departmental objectives with overall business
strategy.
• Oversee daily operations across the companys core sectors.
• Support project planning, execution, and delivery, ensuring adherence to timelines, budgets, and quality
standards.
• Address operational problems promptly, implementing effective solutions while following established
company procedures.
• Ensure that all projects meet regulatory requirements and industry best practices.
• Manage, mentor, and guide department heads and project teams to achieve high performance and professional
growth.
• Allocate daily tasks and responsibilities to staff, ensuring optimal resource utilization across all divisions.
• Assist the General Manager in contract negotiations with clients, suppliers, subcontractors, and government
entities .
• Support dispute resolution processes, working to protect the companys interests while maintaining strong
business relationships .
• Build and maintain relationships with key stakeholders.
• Ensure all contracts comply with legal requirements and company policies.
• Work with the finance team to monitor budgets, costs, and profitability across all projects and business units.
• Track the companys financial and operational performance, identifying areas for improvement and risk
mitigation.
• Review financial reports and provide insights to support informed decision-making by the General Manager
and board.
• Ensure adherence to financial regulations and internal control procedures.

• Oversee the execution of all financial activities, including general ledger management, accounts
payable/receivable, payroll processing, and fixed assets accounting.
• Prepare and present accurate and timely monthly, quarterly, and annual financial statements(income statement,
balance sheet, cash flow)to local management and holding/group leadership.
• Manage the financial information compilation, documentation, and preparation processes in accordance with
best practice financial standards.
• Review the general reconciliation of all accounting transactions to ensure they are error-free and correctly
captured in the system .
• Lead the annual budgeting process and periodic forecasting cycles in coordination with department heads.
• Provide input into the preparation of the companys long-term strategic plans and financial goals.
• Analyze financial performance & provide actionable insights to support decision-making by the executive.
• Manage the companys cash flow, ensuring the availability of cash resources to meet operational demands and
contractual obligations.
• Supervise bank reconciliations and the review of all cash and transitory accounts to ensure accuracy and
timely resolution of discrepancies.
• Oversee financial operations related to government contracts, including invoicing, payment follow-up, and
financial reporting on the Etimad platform.
• Manage the settlement of payments, including employee payroll and contractor invoices, ensuring obligations
are met without impacting cash flow.
• Review tax filings (VAT, Withholding Tax) in compliance with ZATCA regulations and ensure timely
submission and yearly).
• Design, implement, maintain, and enhance internal controls to mitigate financial and operational risks.
• Ensure all transactions are supported by proper documentation, signed by designated personnel, and processed
in accordance with policies and procedures.
• Maintain and review finance-related policies and operating procedures annually.

Monitor the day-to-day financial operations within the company, such as payroll, invoicing, and other transactions.
Oversee financial department employees, including financial assistants and accountants.
Contract outside services for GAZT preparation, auditing, banking, investments, and other financial needs as necessary.
Track the company’s financial status and performance to identify areas for potential improvement.
Seek out methods for minimising financial risk to the company.
Research and analyse financial reports and market trends.
Provide insightful information and expectations to senior executives to aid in long-term and short-term decision making.
Review financial data and prepare monthly and annual reports.
Present financial reports to board members, stakeholders, executives, and clients in formal meetings.
Establish and maintain financial policies and procedures for the company.
Understand and adhere to financial regulations and legislation.

o Loan Processing & Administration: Oversee the processing of loan drawdowns, rollovers, and repayments for
corporate and private banking clients.
o Time Deposits: Supervise the execution of deposits.
o Credit Limits & Monitoring: Monitor transaction limits and ensure that no facility is exceeded without proper
approval from Credit/Risk departments .
o Letters of Credit (LC): Supervise the issuance, amendment, negotiation, and settlement of Import and Export
Letters of Credit.
o Letters of Guarantee (LG): Oversee the issuance, amendment, and cancellation of local and international
Letters of Guarantee, ensuring collateral/margin is correctly blocked and released in the system.
o Credit Assessment Support: conducting preliminary credit analysis, reviewing financial statements, assessing
counterparty risk, and calculating risk ratings in coordination with the Credit/Risk department.
o Credit Administration: Supervise the maintenance of credit files, security documentation, and collateral
monitoring, ensuring all conditions precedent are met before disbursement.
o SIMAH Reporting: Oversee accurate and timely reporting of credit information to the Saudi Credit Bureau
(SIMAH) in compliance with SAMA requirements.
o Financial Reporting to SAMA: Supervise the preparation and submission of accurate financial and prudential
returns to SAMA within mandated timelines.
o Regulatory Compliance: Ensure all operations comply with SAMA regulations requirements and NBB
internal policies .
o Mandate Verification: Ensure team members verify signatures, authorizations, and mandates for corporate and
private banking clients before processing any transaction.
o Audit Trail: Maintain a clean audit trail by ensuring all physical and digital supporting documents are retained
in line with record-keeping policies.
o End-of-Day Reconciliation: Perform and supervise end-of-day reconciliations for processed transactions,
investigating and resolving discrepancies in suspense accounts or Nostro/Vostro accounts.

Cash Management Operation Department: Back-office as Supervisor, authorize such as Loans, Time Deposit, Transfers, LG & LC issuance as follows: o Check all Condition Precedents documents are met before implementing limits for Drawdown. o Ensure proper implementation of limits and utilization. o Ensure the Borrower is compliant with the relevant compliance clauses of the loan. o Ensure that all loans are disbursed as per credit approval and loan agreements. o Prepare and follow up on compliance reports as per the loan agreements. o Duly record all action dates related to fee payments, repayments, rollovers, expiry dates, maturity dates, and all other quantitative requirements under each agreement.

• Loan Disbursements: Process drawdowns for Corporate and Private Banking clients, ensuring funds are
transferred according to signed credit agreements and approved facility letters.
• Deposit Processing: Execute time deposits for Private Bank and Corporate clients, ensuring accurate
application of tenors and profit rates.
• Internal Transfers: Handle high-value internal fund transfers between accounts, and related entities within the
Samba Group, adhering strictly to cut-off times and Nostro/Vostro reconciliation requirements.
• Fee Collection: Process and book various bank facility fees (arrangement fees, commitment fees) and service
charges in line with approved tariff structures.
• Bank Guarantees (LG): Process the issuance, amendment, and cancellation of Letters of Guarantee, ensuring
collateral/margin is correctly blocked in the system.
• Credit Facility Administration: Support the administration of bank credits by updating limits, processing
rollovers.
• Syndication Loans: Assist in the operational execution of syndicated loan transactions, including processing
funding calls, distributing interest payments, and managing principal repayments to/from participating banks.
• Verify signatures, authorizations, and mandates for Corporate and Private Banking clients before processing
any transaction to prevent fraud.
• Limit Monitoring: Monitor transaction limits and ensure that no facility is exceeded without proper approval
from Credit/Risk departments.
• Maintain a clean and complete audit trail by retaining all physical and digital supporting documents (e.g.,
SWIFT messages, signed applications, facility letters) in line with record-keeping policies.
• Perform end-of-day reconciliations for processed transactions, investigating and resolving any discrepancies
in suspense accounts or general ledgers.
• Liaise with the Treasury and Financial Control departments to ensure accurate booking of all cash movements
and resolve any accounting mismatches.

Approval for add or remove a customer from A-list or C-list
Reporting incentive
Reporting payroll (outsource)
Reporting payment for credit card and loan
Clearance
Accounting entries

• Supervise, guide, and mentor a team of support staff to ensure timely and efficient processing of collection
activities.
• Distribute workload effectively within the support unit, ensuring coverage for tasks such as data entry,
document verification, and payment posting.
• Coordinate with the field collection team to ensure they have the necessary account information, legal
documents, and system access required for recovery efforts.
• Act as the primary point of escalation for the support team to resolve internal operational blocks that hinder
the collection process.
• Ensure all collection support activities adhere strictly to SAMA regulations internal policies, and the
applicable laws.
• Oversee the accurate and confidential maintenance of customer account records, payment histories, and
correspondence logs within the banks core banking system.
• Verify and reconcile daily collections, payment postings, and settlements to ensure financial data integrity.
• Assist in the preparation of documentation for legal actions, including the verification of required paperwork
before forwarding it to the legal department.
• Monitor key performance indicators (KPIs) for the support unit, such as turnaround time for document
processing, accuracy of data entry, and call answer rates for inbound queries.
• Prepare and present regular reports to management on the support units productivity, backlog status, and
process exceptions.
• Conduct quality assurance checks on the communication and correspondence sent by the support team to
customers.
• Identify bottlenecks in the collection support workflow and recommend process improvements to enhance
productivity and reduce costs.
• Collaborate with the IT department to test and implement system enhancements for the collections module.
• Stay updated on best practices in debt recovery support and customer service within the Saudi banking sector.

Costing
account of commission
Expenses
credit notes
Returns
Audit
Collecting money
deposit money
daily Accounting entries

Plan and organize a branch
Reporting sales
Inventory