Project Managment /Credit Analyst - Credit Managment Solutions
BNP Paribas
مجموع سنوات الخبرة :20 years, 4 أشهر
•The responsibility that I am handling in CMS is handling all projects related to the credit management solution department.
•Working with Relationship managers.
•Preparing the CMS priority list (keeping track of strategic clients that are being analysed/past dues/credit committee & financial statements.
•Setting up a new program from scratch called Covenant Manager entering covenants that track the covenants of the clients and when it breaches, it alerts the RM to react towards the clients.
•Working on a project that calculates lead times as various points of the credit process then sent to Paris.
•GRR Project (Global recovery rate) back testing project going in to details analysing the facilities of clients.
•Arranging RCC (Regional credit committee) meetings for approving requests.
•Calculating total assets/ EBITDA/ equity.
•Working on spreading financials.
•Handling the responsibilities of preparing a pitch book (Monthly Report).
•Do background checks, research of companies whether they are clients or prospects.
•Search for their turnover, number of employees (Group wise) presence in the GCC, to allow us to provide them with our services & benefits like cash pooling, Connexis, escrow accounts, & G4S.
•Supporting the regional sales team in marketing reports.
•Currently working in the administration and controlling projects and attending the needs of physical security and premises.
•Working with the Regional Deputy Chief Operating Officer on a Swift project in shifting and securing the incoming Swift payments in the bank to improve efficiency and cut cost.
•Supervising two officers in the Communication Room charged with distribution of incoming/outgoing Swift messages and mail.
•Controlling the Communication Room, this contains the incoming Swifts, outgoing and incoming mail.
•Step one will designate Swift printers in each department to print specific swift codes that the department needs.
•Step two is maintaining the swift of every department threw printing a hard copy and in the upcoming future designing a system to send the swift directly to department that is processing with different swift codes.
Regional Banking Operation (RBO): -
• Transferring amounts from one account to another.
Collection Department: -
• Responsible of advises/acceptance/settlement of import collection for all the branches in the GCC region.
Letter of Credit (LC’s): -
• Responsible for the issuance of Letter of Credit, Import LC and amendments.
Officer, Banking Operations
• Whilst working under the Documentary Credit department, and the Islamic Finance department later on, my job consisted of booking Murabaha L/C’s, Tawarruq loans and I did some Recovery as well.
Besides dealing with a variety of customers, the most challenging aspect of my job was to make a sale and also preparing my own quotations for the products I dealt in. During this period I made successful sales and closed some profitable deals.
Working in this field allowed me to make use of my organization skills. Tasks such as creating and organizing quotations along with customer service tasks.
Having worked for six months in this position allowed me to gain experience in selling and in dealing with different types of people. Another task was the need to utilize a custom inventory application where the information from receipts has to be entered to update a company’s inventory stock. Also the management taught me on a new soft ware database, entering receipts and contacts.
Bachelors Degree in Business Information Systems at AMA International University, Kingdom of Bahrain.
High School Diploma at Naseem International School, Kingdom of Bahrain