عابد حسين

As a frontline credit officer review the documents for personal finance, property finance and credit card application
- DBR calculations
- Analyst Credit bureau reports
- Find out documents error
- and recommend to senior credit risk management

✓ Black list double check and the evidence for the In the
event of any full or partial match send an email to compliance.
✓ Perform verification of customer details with his/ her employer, if
required
✓ Perform CPV and scan evidence
✓ Check and ensure the scanned documents are authenticated and

against property / purchase finance of new residence property and
personal loans

Financing)
✓ Visiting companies, arranging a formal meeting with executive
level
✓ Restructuring analyzing, the Project feasibility, Company yearly
financial reports and checking credit eligibility
✓ Business visit, study of on-going and upcoming- projects of the
company
✓ Preparing the Call Report and supporting documents to present
for Approvals
✓ After granting business loan facilities, collection of FOL (facility
offer letter) and work with operations team to execute the deal.
✓ Identified and resolved multiple operations and customer service
issues in collaboration with other managers
✓ Monitor and send notifications of payments past due

Key Responsibilities:

• Introducing SME / Corporate Financing and Retail Financing( Term loans, Vehicle finance and Real Estate Financing)
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility and DBR
• Business visit, study of on-going and upcoming- projects of the company
• Preparing the Call Report and supporting documents to present for Approvals
• After granting business loan facilities, collection of FOL (facility offer letter) and work with operations team to execute the deal.
• Identified and resolved multiple operations and customer service issues in collaboration with other managers
• Monitor and send notifications of payments past due

Key Responsibilities:
• Introducing SME / Corporate Financing ( Term loans and Real Estate Financing)
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility
• Making banking relation and play as a role of Relationship Co-coordinator
• Business visit, study of on-going and upcoming- projects of the company
• Preparing the Call Report and supporting documents to present for Approvals
• Monitor and send notifications of payments past due.

✓ Introducing SME / Corporate Financing (Project Term loans, Vehicle finance and Real Estate
Financing)
✓ Visiting companies, arranging a formal meeting with executive level
✓ Restructuring analyzing, The Project feasibility, Company yearly financial reports and
checking credit eligibility
✓ Business visit, study of on-going and upcoming- projects of the company
✓ Preparing the Call Report and supporting documents to present for Approvals
✓ After granting business loan facilities, collection of FOL (facility offer letter) and work with
operations team to execute the deal.
✓ Identified and resolved multiple operations and customer service issues in collaboration
with other managers
✓ Monitor and send notifications of payments past due

Key Responsibilities:
• Identifying opportunities to market “new to bank corporate relationship through active engagement with local industrial and trade bodies.
• Visiting companies, arranging a formal meeting with executive level
• Analyzing financial reports, checking credit eligibility
• Making banking relation and play as a role of Relationship Co-coordinator
• Extensively engage with corporate to understand business, provide tailor made solution and negotiate commercial terms
• Preparing the Call Report and supporting documents to present for Approvals
• After granting business loan facilities, collection of FOL (facility offer letter), loading and make a pool relationship between bank and company.
• Carried out business development calls and cultivated a positive working relationship with internal partners in financial Services.
• Built financial models to assess risk and create accurate projections for numerous credit proposals.