Credit Administrator
Alsalam bank - sudan
Total des années d'expérience :5 years, 2 Mois
Implementing strategies for client acquisition.
Analyzing credit data and financial statements to determine the creditworthiness of clients.
Managing credit risk through thorough assessment and mitigation strategies.
Facilitating corporate banking transactions including loans, deposits, and treasury services.
Cultivating and maintained relationships with corporate clients to understand their financial needs and provide tailored solutions.
Facilitaing international trade transactions including letters of credit, trade finance, and documentary collections.
Executing foreign exchange transactions for corporate clients to hedge currency risk and facilitate international trade.
Monitoring currency markets and provided timely updates and insights to clients.
Ensuring compliance with regulatory standards and company policies across all areas of responsibility.
Communicating effectively with clients and internal stakeholders to address credit-related inquiries and issues.
Issued financing approvals, assessed credit risk, and managed the credit process from application to approval.
Monitored installment payments, ensured compliance with terms, and addressed payment issues promptly.
Analyzed internal and external credit reports to assess customer creditworthiness and determine appropriate terms.
Conducted thorough risk assessments on credit applications, considering various financial factors.
Maintained accurate documentation of credit applications, approvals, and payment histories.
Collaborated with internal teams and external parties to communicate credit decisions and resolve issues.
Identified opportunities for process improvement and implemented changes to enhance efficiency.
Contributed to the overall financial health and success of the organization through effective credit management.
Managed medical insurance programs for bank employees, handling policy development and claims processing.
Served as the primary point of contact for employee inquiries and support regarding medical insurance benefits.
Collaborated with internal stakeholders to optimize program efficiency and ensure compliance with regulations.
Conducted regular audits to uphold adherence to regulations and internal policies.
Provided personalized guidance to employees on coverage options and claims resolutions.
Implemented cost-effective strategies to control healthcare expenses while maintaining quality coverage.
Facilitated communication between the bank and healthcare providers for seamless service delivery.
. Obtained Bachelor's degree with Honors • Recipient of Academic Excellence Award • Graduated in the top 10% of class • Completed Bachelor's dissertation with distinction