Incharge-SBP Inspection & Coordination Department
The Bank of Khyber
Total years of experience :19 years, 4 Months
- Liaison and collaboration with the State Bank of Pakistan (SBP)
Inspection Team in respect of carrying out of inspection at the
bank;
- Coordinating with the business / support functions for collection
data / information required by SBP Inspection Team;
- Communication with the Off Site Supervision & Enforcement
Department (OSED) of SBP for the compliance on the issues
identified by State Bank of Pakistan (SBP) Inspection Team;
- Establishing a mechanism for follow up with the business and
support functions for resolution of exceptions pointed out by State
Bank of Pakistan (SBP) Inspection Team;
- Ensuring compliance with SBP Off-Site Supervision &
Enforcement Department (OSED) report;
- Evaluate / investigate that the penalty charged by the State Bank
of Pakistan (SBP) has been correctly imposed on each and every
instance of the bank;
- Coordinating a meeting of function heads and Executive Director /
Managing Director of the bank with SBP Officials to contest on the
observations made by the Inspection Team;
- Corresponding with SBP on various matters relating to inspection
and offsite supervision;
Recording and tracking / monitoring of SBP Penalties ensuring remediation of the causes of such penalties and follow-up with the business / support functions to ensure identification of effective controls to mitigate their recurrence;
Coordinating with the external auditors regarding their review of the Internal Controls over Financial Reporting (ICFR) in accordance with SBP guidelines and ensuring provision of information / documentation and resolution of deficiencies / observations identified by the auditors.
- To Manage & conduct quality audits of North Area Branches (400+).
- To prepare report on observations & make recommendations.
- Assessment of efficiency and effectiveness of internal controls,
introducing best practices in line with the Prudential Regulations
and Bank’s internal policies, giving suggestions to improve their
quality and value-added services.
- Providing on the job training to branch staff on operational
matters.
- Performing special assignments/investigations as per instructions.
- Discussion of audit observations with the Branch
Managers/CSOMs.
- Preparation & Maintenance of working papers as per
requirements of Audit Manual.
- To extract different reports by using of Knowledge Manager (KM)
- (Oracle Developer Plus) for offsite reviews.
- Foreign Remittances which include Foreign Telegraphic Transfer
(FTT), Inward Remittances (IRT), Foreign Demand Drafts (FDD),
Foreign Bills for Collections (FBC) and USD Local Clearing.
- Monthly F.E. Returns/Performance Guarantees/L.Cs
- To Initiate Fresh Credit Proposals and to maintain existing
Borrowers Record.
- Started as Trainee Officer and completed one year on the job
training including five months theoretical training.
- Branch Operations
- Advances/Consumer Finance
M. Com. in Banking and Finance from University of Karachi, Pakistan. Major Subjects: Financial Accounting, Cost Accounting, Advanced Accounting, Financial Management, Statistics, Marketing,
B. Com from Peshawar University, Pakistan