Officer Credit & Marketing
Al-Zaamin InvestBank
Total years of experience :20 years, 8 Months
o Business development of corporate & individual clients
o Regular visits to existing/new clients for fresh cases
o Preparation of corporate & individual lease, musharka & morabaha proposals
o Evaluation, Appraisal and Screening of credit proposals including the assessment of adequacy and sufficiency of collaterals/security documents to assess associated risks before submission to the approving authorities.
o Comprehensive financial analysis and interpretation of financial position of the proposed corporate clients.
o Resolution of queries raised by approving authorities (Central Credit Committee, Board of Directors) & Audit Department.
o Preparation of legal documents for leases, musharka & morabaha cases before disbursement of credit facilities.
o Complete follow-up of case till disbursement
o Follow-up with banks/financial institutes for L/c opening/retirement in case of imported Goods
o Handling back office work including filing, office maintenance.
o Handling mails records, leaves records etc.
o Handling inventory record including office stationery, equipments etc.
o Issuance of covering letters, Inter office memorandums, emails.
o Arrangement of insurances & updating record of Insurances
Working as Relationship Manager Car Ijarah. My job responsibilities include:
o Business development of Car Financing for corporate &
individual clients
o Regular visits to existing/new clients for fresh leases
o Regular visits to Auto Dealers
o Preparation of ijarah proposals
o Comprehensive financial analysis and interpretation of
financial position of the proposed corporate clients.
o Resolution of queries raised by approving authorities (Central
Credit Committee, Board of Directors) & Audit Department.
o Complete follow-up of case till disbursement
o Arrangement of insurances & updating record of Insurances
o Issuance of covering letters, Inter office memorandums,
emails.
Worked as Manager Marketing. My job responsibilities include:
o Business development for Audited Accounts
o Regular visits to existing/new clients
o Preparation of Balance Sheet
o Preparation of Profit & Loss Account
o Comprehensive financial analysis and interpretation of financial
position of the corporate clients