Credit Risk Assistant Analyst
Alawwal Bank
Total years of experience :8 years, 9 Months
Assesse the financial and economic performance of various businesses through detailed understanding of revenue and cost drivers, identifying ways to increase growth and profitability.
• Develops and implements risk procedures at group level.
• Record financial transaction and analyze financial statements of the company concerned.
• To review and assesses the financial history of a person or company to determine if they are a good candidate for loan.
• Helping to enhance the quality of credit applications and reading financial briefings.
• Responsible for examination of financial statements and completing ratio, tend, cash flow and collateral analysis to facilitate.
• Assist in the production of analysis of income, balance sheet and recommendations.
• Review and follow the loan policies and procedure, and record past due accounts and report the department of the account and take action.
• Prepare monthly report showing delinquency trends and analyzing collection results.
• Reviewing client product features requests with product management and development.
Coordinate with supplier in regards to product availability and pricing issues. • Review and follow up with sales orders, and tracks requested material, till receiving in the warehouses and delivering to customers. • Coordinate with different departments (sales, shipping and warehouses) to determine overdue materials and facilitate getting them ASAP in order to deliver to customers. • Provide customer with any needed information (products information, estimated time of delivery, guarantee letters) and ensure his request has been fulfilled within reasonable timeframe. • Maintain update and report customer files. • Coordinate with sales and warehouses to best utilization of stock. • Check and follow up open sales orders against available stock on weekly basis and coordinate with warehouses to expedite delivery and contact sales whenever needed to facilitate meeting customer demand. • Using AX system to make sales order and follow up. • Translating dental items from Arabic to English. • Track and monitor all sales order and activities in AX system. • Provide daily and weekly report of sales order.
High school degree in Riyadh, 2008. - Bachelor degree in English language and Translation at Imam University.