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Aftab Ahmed Solangi, Junior Clerk (BPS-11)

Aftab Ahmed Solangi

Junior Clerk (BPS-11)·Anti-Encroachment Tribunal, Board of Revenue, Government of Sindh

Pakistan

Bachelor's degree, Finance

Work experience

Total years of experience: 11 years, 9 months

Junior Clerk (BPS-11)

January 2019 - Present

Anti-Encroachment Tribunal, Board of Revenue, Government of Sindh

Larkana, Pakistan

January 2019 - Present

• Conducted credit evaluation and review of commercial financing proposals in line
with SBP Prudential Regulations and internal credit policies
• Performed independent assessment of borrower financials, focusing on repayment
capacity, leverage, and liquidity
• Ensured compliance with credit conditions and monitored post-disbursement
performance through site visits
• Identified early warning signals and escalated potential risk exposures
• Managed portfolio performance including NPL monitoring and recovery follow-ups

Company industry:
Law Enforcement & Civil Defence

Officer Credits (OG-II)

November 2013 - January 2018

MCB Bank Limited

Larkana, Pakistan

November 2013 - January 2018

• Performed credit review and analysis of SME & commercial portfolios across multiple
branches
• Evaluated credit proposals, risk factors, and mitigation strategies
• Ensured compliance with SBP Prudential Regulations and internal policies
• Assisted in resolution of credit documentation deficiencies prior to approval
• Coordinated with Credit Administration for timely disbursement and documentation
completion
• Conducted customer visits to validate business operations and assess credit risk
• Supported portfolio monitoring, renewals, and recovery efforts

Company industry:
Banking

Education

Shah Abdul Latif University

January 2012

January 2012

Bachelor's degree, Finance

Pakistan

Govt. Degree College Larkana (BISE Larkana)

January 2008

January 2008

High school or equivalent, Pre-Medical

Pakistan

Govt. Pilot School Larkana (BISE

January 2006

January 2006

High school or equivalent, Science

Pakistan

Skills

COMMERCIAL LENDING

Intermediate

CREDIT ANALYSIS

Intermediate

CREDIT MANAGEMENT

Intermediate

CREDIT RISK MANAGEMENT

Intermediate

DOCUMENT REVIEW

Intermediate

FINANCIAL ANALYSIS

Intermediate

INVESTMENT MANAGEMENT

Intermediate

ORGANISATIONAL POLICIES

Intermediate

PORTFOLIO MANAGEMENT

Intermediate

RISK MANAGEMENT

Intermediate

Languages

English

Beginner

Urdu

Beginner