Credit risk portfolio officer
Bank Of Jordan
مجموع سنوات الخبرة :7 years, 9 أشهر
1) In charge ofIFRS 9 calculation forCorporate and SMEs using Impairment Calc & RiskCalc systems, on Group level.
2) Update the macroeconomic scenarios for IFRS9 & RAROC calculation (Equity & GDP).
3) Manage IFRS9 Process for wholesale banking and monitor risk drivers (EAD, PD & LGD).
4) Oversee stress testing and ICAAP process to reflect updated tests, suggest additional credit stress tests into consideration climate risk.
5) Extract and mapping the Risk Grade & PD through CreditLens with customer ID.
6) Control and analyse the behavior of non-performing Clients.
7) Spreading the financial statements for banks to calculate the EDF.
8) Conducted a fulltraining session for all business lines regarding IFRS9 & CreditLens.
9) Develop CAP tool (RAROC) and calculate the risk adjusted return on capital & support all business lines in using the tool.
10) Preparing and update the country limits with its MACRI Scores on periodic basis.
11) Doing an analysis forCorporate and SMEs portfolios to determine the major impact on ECL (for each industry).
12) Fill out the IFRS9 reports according to Central Bank of Jordan requirements.
13)Manage data quality of wholesale portfolios.
14)Manage the PD validation process and IFRS9 enhancements.
15) Review and study the new wholesale products and provide a recommendation according to its risk profile.
16) Calculate EconomicCapital (EC) and analyse the results on group levelto be submitted to senior management.
17) Review and validate all credit risk methodologies/policies (IFRS9, Stress testing &EconomicCapital).
18) Support direct and executive management in achieving departmental goals.
1) Assist direct manager in department related tasks.
2) Support other units in daily works.
3) Cover up for other team member.
1) Issuing alltypes of guarantees (Tender, Performance, Maintenance, etc.).
2) Manage amendments, extensions, replacement, or cancellation of bank guarantee with banks vendors /Subcontractors.
3) Follow up with the concerned departments that are responsible about the credit approvals.
4) Follow up all procedure of confiscated guarantee in case it was partially or completely.
5) Check on the outstanding / expired guarantees and take appropriate action depending on the work procedure.
Check on the guarantee approval ofthe client and insure it will meet allthe terms and conditions.
1)Follow up the collection of cash from customers through sales representatives.
2)Follow up the invoices that containing suggestions or any notes related to the product to be entered into the system.
3)Execute and save data either in paper files or on a computer.
4)Reviewing the entered data to make sure there in no error.
5)Make adjustments to the data entered when needed.
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