Senior risk Manager
Bank Aljazera
مجموع سنوات الخبرة :21 years, 9 أشهر
Dealing with corporate clients as well as & Small and medium enterprises (SME).
Handling countries and financial institutions (FI) credit applications.
Managing Syndication unit.
Communicate with relationship manager at an early stage of the credit application (CA) preparation to assess main credit issues which needs to be addressed and make the CA bankable.
Review all CA presented to Head Office for the purpose of extending new credit, renewal, increasing, or restructuring of line to ensure that all risks pertaining to the client, industry, transaction or product are identified and properly mitigated and that the bank’s policies are adhered to.
Review and make recommendations for special transactions (temporary or permanent) that are not in line with the current approval credit limits.
Assist in the preparation of internal reports detailing the breakdown of credit portfolio according to different criteria.
Coordinate with other departments such as legal, Islamic, credit control and others to ensure smooth transaction.
1. Preparing Journal Voucher (JV) and analyzing the General Ledger (GL).
2. Capitalization of fixed assets.
3. Costing of raw materials and spare parts.
4. Conduct physical stock verification on raw materials & spare parts.
5. Preparing final accounts of the company and finalizing the audit file.
6. Using LEGACY accounting software.
A dissertation about islamic banking and finance was submitted.