Ahmad Ghniemat, Senior Manager at SME banking Dept

Ahmad Ghniemat

Senior Manager at SME banking Dept

Ahli Bank

Lieu
Jordanie - Amman
Éducation
Master, Finance
Expérience
35 years, 4 Mois

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Expériences professionnelles

Total des années d'expérience :35 years, 4 Mois

Senior Manager at SME banking Dept à Ahli Bank
  • Jordanie - Amman
  • Je travaille ici depuis avril 2015

I supervise the management of SME business centers.

Customer Relationship Manager à Jordan Ahli Bank
  • Jordanie
  • juillet 2007 à mars 2015

I work as team leader of Medium Enterprises Facilities within the SME Banking Group.

the job entails:-
* Attracting new clients, maintaining and developing credit relationships with current and prospect clients.
* Collecting all relevant data, analyzing them, and then making the right recommendation.

Senior Customer Relationship Manager à Arab Bank
  • Jordanie
  • juillet 2005 à juin 2007

I'd worked as a team leader of customer relationship managers who deals with Corporate and SME customers.
I was assigned mainly to attract, maintain, and develop credit relationships with corporate customers.

Credit Officer à Arab Bank
  • Jordanie
  • janvier 2000 à mai 2005

I've practiced the entire credit process from A to Z ( attracting Customers, Collecting the relevant data, preparing the Credit Report, making recommendations, preparing contracts, implementing agreements, managing defaults - credit remedials)

Accounting Officer à Arab Bank
  • Jordanie
  • avril 1996 à décembre 2000

I'd worked on the various accounting tasks that bank requires.

Head Teller à Arab Bank
  • Jordanie - Amman
  • mars 1993 à avril 1996

Managing Cash depositing and withrawals within the branch and with the cash Centre.

Teller à Arab Bank
  • Jordanie
  • septembre 1991 à mars 1993

I'd peformed the various tasks that teller does ( recieve and dispense cash, depositing cheques .....etc)

Accounting Officer à Jordan Dental Association
  • Jordanie
  • janvier 1991 à septembre 1991

I'd worked as an accounting officer of all association's funds

Conscript à Jordan Armed Forces
  • Jordanie - Amman
  • décembre 1988 à décembre 1990

I've worked as an accountant for one year in Zarqa's Governrate Department of Finance during the conscription period.

Éducation

Master, Finance
  • à New York Institute of Technology
  • décembre 2006

GPA is 3.91 out of 4 ( 97.75%) ( Student with Honor Award)

Diplôme, Effective Negotiation Skills
  • à Arab Bank - Training Dept
  • août 2005

the course covers the negotiation techniques and strategies and how can be applied to maximize your benefits.

Diplôme, Advance Customer Relationship Management (ACRM)
  • à Progress
  • mai 2005
Diplôme, Advance Cash Flows Management
  • à Arab Bank - Training Dept
  • mai 2005

the course covers how to effectively manage the operating cycle of a business in order to generate cash sufficient to pay obligations.

Diplôme, Advance English writing skills
  • à Arab Bank - Training Dept
  • octobre 2003
Diplôme, lending business banking
  • à American Institute of Certified Bankers
  • octobre 2002

I've gotten the designation of CLBB ( certified lender business banking) with distinction. I had attended various courses in Collection & bad debts management, Retail banking, Small business financing, Evaluating & analyzing of credit facilities, cash flow management, and modern techniques of bank credit analysis & management

Baccalauréat, Business Administration ( English is the medium of teaching)
  • à Yarmouk University
  • juin 1988

GPA is 85.5% with distinction - Honor .

Specialties & Skills

Soft Skills
Management
Banking
Training
Business Administration
proficiency in computers softwares
understanding of trade finance and other business products
interpersonal commuincation and negotiation skills
knowledge of credit analysis, appraisal, evaluation and risk assessment processes
solid knowledge in LC's, LG's and BC's
marketing loan & trade finance products
fluency in English and Arabic
develop new business from key customer segments
team player and able to work under pressure
customer commercial relationships and marketing
sound knowledge of best practice credit principles and policies
knowledge of necessary credit documentation & follow-ups
Managing delinquent portfolio
Analyze credit requests and review proposed facilities structure
Review/ identify risks, mitigates and exit strategies and ensure their appropriateness
Ensure that credit facilities are in line with set strategies, policies and guidelines
Ensure the integrity and quality of data and data analysis

Langues

Anglais
Expert
Arabe
Expert

Formation et Diplômes

CMA (Certificat)
Date de la formation:
April 2011