عكيلة AUGUSTINE

• UAE Corporate Tax & VAT: End-to-end UAE CT compliance — registration, taxable income computation,
deferred tax, and annual CT return filing. Quarterly VAT returns on FTA EmaraTax portal — input tax recovery,
designated zone transactions, reverse charge, voluntary disclosures, and transfer pricing compliance.
• IFRS Reporting & MIS: Standalone and consolidated IFRS financial statements (P&L, Balance Sheet, Cash
Flow, Equity). Monthly MIS dashboards and board-level financial packs — revenue, cost variance, margin, and
working capital analysis for MD.
• Budgeting & Forecasting: Annual zero-based budgeting and quarterly rolling forecasts with variance
analysis. Capex/Opex schedules, cash flow projections, ROI analysis, and payback period reports for capital
investments.
• Audit, Banking & ERP: Risk-based internal audits, SOPs, and AUP engagements. Managed UAE banking
(Emirates NBD, RAK Bank, ADCB) — LCs, trade finance, bank guarantees, and FX. Led Oracle NetSuite and
Zoho ERP implementation. Supervised AR/AP, GL, accruals, and reconciliations.

• Outsourced CFO Services: Virtual CFO for UAE SME portfolio — board-level management accounts, investor
reporting, working capital advisory, cash flow planning, and feasibility studies for bank financing and
investment decisions.
• UAE VAT & Internal Audit: FTA VAT registration, EmaraTax filings, input tax recovery, voluntary
disclosures, and VAT health checks for multiple clients. Executed risk-based internal audits; designed COSO
aligned ICF, prepared SOPs and AUP engagements.
• Reporting & Accounting: Prepared IFRS financial statements, management accounts, and KPI dashboards.
Full-cycle accounting — AR, AP, GL, payroll, period-end close. Supported ERP go-live for QuickBooks, Zoho,
and Tally.

Lead robust financial forecasting processes to ensure accurate cash flow projections and effective liquidity management, optimizing
cash resources for business operations.
Drive commercial negotiations with stakeholders, vendors, and partners to ensure favorable terms. Utilize financial data to support
strategic decision-making, balancing cost, risk, and profitability.
Oversee banking requirements, including managing banking relationships, coordinating financing arrangements, and ensuring
compliance with banking regulations to support business needs.
Ensured compliance with laws, regulations, and accounting standards in accounting and audit activities, including VAT regulations,
and maintaining accurate documentation of transactions and findings.
Conducted internal audits for various companies and partnership firms to assess compliance and operational efficiency.
Develop and implement strategic financial plans to enhance business performance, identifying opportunities for cost savings,
revenue growth, and process improvements aligned with corporate objectives.
Led client meetings to assess business process performance and advised on improvements.
Managed end-to-end preparation and finalization of consolidated financial statements.
Conducted audits, prepared SOPs, and handled agreed-upon procedure (AUP) engagements.

Provides financial information to management by researching and analyzing accounting data.
▪︎Prepares asset, liability, and capital account entries by compailing and analyzing account information.
▪︎preparing Balace sheet, Profit and loss account and other reports.
▪︎Secures financial information by following internal control.
▪︎Prepare payments by verifying documentation, and requesting disbursements.
▪︎Maintains customer confidence and protects operations by keeping financial information confidential.
▪︎Complies with federal, state and local financial and legal requirements.
▪︎Furnish details of outward and inward supplies.
▪︎Furnish monthly, quarterly and annual returns of GST.

Preliminary analytical reviews, evaluating adequacy of internal
controls, performing compliance and substantive tests.
Provides financial information to management by researching and
analyzing accounting data.
Furnish monthly, quarterly, and annual returns of GST, TDS AND TCS.
Prepares asset, liability, and capital account entries by compiling and
analyzing account.
Preparation of wide range of MIS reports such as -
reconciliation, purchase price analysis, Inventory ageing.
Comparative analysis of revenue, direct expense, and other overheads
Thoroughly review financial statement responsible for the statutory and
financial audit maintenance of books.
Conducted bank reconciliations and managed documentation
for foreign currency inward remittances related to exports.

• Loan Disbursement & Credit: End-to-end loan processing — application scrutiny, borrower eligibility, loan
sanction documentation, and fund release. Assisted credit appraisal: income verification, repayment capacity
analysis, and collateral review.
• Portfolio & Banking Compliance: Tracked loan accounts, monitored repayments, flagged NPAs for follow
up. Processed fund transfers, bank reconciliations, and demand drafts. Supported RBI-aligned NBFC reporting,
KYC, AML checklist, and government subsidy scheme administration.