Advisor
Freelance
Total years of experience :18 years, 11 Months
• Region: Europe and Africa
• Clients: E-commerce, market places and retailers
• Advising CEO on international expansion, business scale up and regulation
• Partnership with third party for payment integration
• Identify commercial partners and channels to expand markets
• Review of regulation and policies for targeted region/countries
• Region: Sub Saharan Africa, MENA and Francophone Africa
• Clients: Fintech, Banks, Financial institution and Tech companies
• Identity verification, digital KYC, KYB and customer onboarding
• Access to national identity data base for targeted countries including license application
• Initiate and oversee partnership with third party data provider for targeted countries
• Hands-on management of the integration cycle with third party providers facilitating issues resolution
• Review of regulation and policies and set-up of regulatory framework for targeted region/countries
• Develop and implement the Go-to-Market strategy
• Understand markets and customer trends to Identify segments for sales in new countries with new and existing clients
• Setting up operations in targeted countries including staff hiring
• Region: MENA, Africa, South East Asia and Latin America
• Clients: MNOs, Banks and Financial institution, Insurance and Tech companies
• Mobile Financial Services, Big Data Analytics, credit scoring, Digital money, unsecure lending
• Products: Nano/Micro loans and savings for consumers and SMEs, e-commerce, payment, Mobile Money and digital banking.
• Mobile financial services product design, development, and implementation
• Prepare market penetration strategies including risk and revenue models/business cases for each region/country,
• Identify and develop robust outbound pipeline of qualified leads and opportunities in accordance with company strategy
• Prepare and deliver sales pitches and clients presentations in addition to commercial proposal and contract negotiation
• Hands-on management of the end-to-end sales cycle working closely with different clients team including the C-Suite
• Manage the transition of customer relationships to account management and customer success teams
• Implementation of Digital money platform including credit scoring and client implementation
• Review and Implementation of regulation in multiple markets
• Tracking and monitoring operating risk issues for business units
• Maintaining documentation for risk management policies and procedures
• Supporting the Complexity Reduction Initiative aiming to reduce cost and technology complexity
Activity: Corporate banking, trade finance, treasury
● Key member of team responsible for preparation and submission of application for European banking license
● Develop and implement risk reports. Harmonization of risk processes all over the group
● Prepares the instructions and makes recommendations for new limit requests and approvals
● Project management/Business analysis: Pre-selection of front to back system. Review of existing architecture and structure,
automation of market data process (Front to back), day-to-day management and resolution of risk issues
Activity: Corporate banking, trade finance, treasury
● Key member of team responsible for preparation and submission of application for European banking license
● Develop and implement risk reports. Harmonization of risk processes all over the group
● Prepares the instructions and makes recommendations for new limit requests and approvals
● Project management/Business analysis: Pre-selection of front to back system. Review of existing architecture and structure,
automation of market data process (Front to back), day-to-day management and resolution of risk issues.
• Scope: Market, Credit and operational risk
• Providing senior management with the exposures, analyzing position, hedges and risk profile of the different trading books. Challenging the front office about prices of Bonds and FRNs. Discussing issues related to market data with the front office.
• Discussing methodology related to illiquid positions pricing and Independent Price Verification (IPV) and client valuation
• Project management/Business analysis: Full cycle analysis and documentation, including Terms of Reference, Business Requirements, Functional Specifications and Implementation Plans. Migration of trading books from one entity to another. Migration of market data (including curves and spreads) from one system to another (Atlas to Murex), I also built an in house tool to attribute PnL sensitivity based.
Scope: Operational and Market Risk
● Performing back testing, limit adherence, VaR calculation and stress scenarios. Challenging the front office about limit breaches and
market data issues. Coordinating with all the branches and subsidiaries for questions related to risk processes. Client valuations.
● Project management/Business analysis: Migration from Openlink to Murex, Market data system implementation,
Reconciliation between internal prices and counterparty prices. Writing of operational procedures and specification
Team: Methodology and model validation
● Project management: In charge of Testing and migration of market data and writing of operational procedures and specification
● Research and methodology: I was in charge of construction of zero coupon curves using different methods of interpolation
Independently from the front to back system