Opration Manager / Acting Branch Manager
United Arab Bank
مجموع سنوات الخبرة :21 years, 1 أشهر
Responsible for managing the Branch Office in order to meet the financial services needs of customers in the assigned community market area; implementing strategies to achieve goals developed for the office as part of the Bank’s overall strategic plan; ensuring the office's compliance with operating policies and procedures and outside regulatory requirements; directly supervising assigned personnel; communicating with appropriate management and staff personnel; providing periodic reports.
Analysis of Financial Statements, Bank Statements and giving recommendation for Construction Loan, Top-up, Refinancing, Buyout & Plain Vanilla.
To analyze, ensure and process all cases received at Retail Credit Department are within the policy parameters and credit considerations. Also to assure proper authority compliance as per the approved delegated matrix.
Identify & highlight all fraudulent activities thereby reducing risk exposure & increasing quality of analysis.
Checking customer's records with Central Bank Report, EMcredit, and Collection & Blacklist to minimize risks associated with customer's integrity, credibility, repayment history and relationship with other banks.
Assist business units in assessing budgets prior to procuring goods and services.
Responsible for obtaining quotations.
Responsible for the preparation of purchase requisition.
Responsible for the preparation and accurate processing of purchase orders.
Responsible for investigating qualitative and quantitative discrepancies between
goods ordered and goods received.
Responsible for the accurate processing goods receipts.
Responsible for providing monthly feedback to finance on status of capital projects.
Responsible for generating monthly procurement reports, identify and investigate unusual items and report accordingly.
Responsible for attending to queries from business units and vendors with reference to purchase orders and receipts of goods.
Establish and maintain relationships with individual or business customers or provide assistance with problems these customers may encounter.
Plan, direct, or coordinate the activities of workers in branches, offices, or departments of establishments, such as branch banks, brokerage firms, risk and insurance departments, or credit departments.
Prepare operational or risk reports for management analysis.
Evaluate data pertaining to costs to plan budgets.
Evaluate financial reporting systems, accounting or collection procedures, or investment activities and make recommendations for changes to procedures, operating systems, budgets, or other financial control functions.
Prepare financial or regulatory reports required by laws, regulations, or boards of directors.
Develop or analyze information to assess the current or future financial status of firms.
Oversee the flow of cash or financial instruments.
Review collection reports to determine the status of collections and the amounts of outstanding balances.
Process routine account transactions.
Open accounts, including savings and checking.
Help customers fill out deposit and withdrawal slips.
Use adding machine.
Disburse money to customers.
Validate the deposit slip and stamp it by machine.
Check for photo identification.
Assist customers at the drive-through window.
Greet people warmly and direct them to appropriate bank personnel.
Handle loan payments and cash checks.
Sell traveler’s checks and money orders.
Collect loan and utility payments.
Promote bank products.
Record all transactions.
Report suspicious activity to police.
Exchange foreign currency.
Count cash at beginning and end of shift.
Balance currency, cash and checks in cash drawer at end of each shift.
Process routine account transactions.
Open accounts, including savings and checking.
Help customers fill out deposit and withdrawal slips.
Use adding machine.
Disburse money to customers.
Validate the deposit slip and stamp it by machine.
Check for photo identification.
Assist customers at the drive-through window.
Greet people warmly and direct them to appropriate bank personnel.
Handle loan payments and cash checks.
Sell traveler’s checks and money orders.
Collect loan and utility payments.
Promote bank products.
Record all transactions.
Report suspicious activity to police.
Exchange foreign currency.
Count cash at beginning and end of shift.
Balance currency, cash and checks in cash drawer at end of each shift.