علوينه شهزاد, Senior Officer Credit Administration Department (SME/ Commercial)

علوينه شهزاد

Senior Officer Credit Administration Department (SME/ Commercial)

Meezan Bank Limited

البلد
باكستان - لاهور
التعليم
ماجستير, Banking And Finance
الخبرات
4 years, 1 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :4 years, 1 أشهر

Senior Officer Credit Administration Department (SME/ Commercial) في Meezan Bank Limited
  • باكستان - لاهور
  • أشغل هذه الوظيفة منذ يناير 2023

To monitor credit documentation & ensure security perfection of SME, Corporate credit
portfolio of Lahore West.
✓ Compliance of Shariah approved process flows/guidelines in documentation/timing related
to all transaction.
✓ Maintenance of data/records, reconciliations and preparation of various MIS reports
✓ Implementation of Bank’s policies, procedures and SBP Guidelines received from CAD-
HO/Manager CAD (Region) from time to time and also to ensure effective compliance.
✓ Analysis of security documents in order to check compliance of security requirements as per
credit approval & with special emphases on the guidelines lay down by SBP.
✓ To carry out all tasks as assigned by the Manager CAD-HO/Manager CAD (Region) from
time to time.
✓ Point out exceptions /shortfall (if any) in securities & intimate business group before
disbursement.
✓ Follow-up of observations pointed out by CAD & ensure timely ratification of the same.
✓ Custodian of security documents of SME/commercial Lahore West.
✓ Have a direct liaison with SBP/Internal/External auditors in order to ensure a smooth
conduction of audit & also to ensure on spot rectification of the objections if any & also to
minimization of irregularities in order to avoid any kind of consequent SBP penalties
✓ To maintain exception sheets, deferrals, insurance, valuation record & safe in safe out
movements of security documents
✓ Supervision of all other branches where SME Commercial portfolio of Lahore West is parked.
✓ Preparation of charge documents in the lines of sanction & ensure completion of legal
formalities as required by sanction to avoid any deviation from sanction.

Credit Administration Department – Car Ijarah Officer CAD في Meezan Bank Limited,
  • باكستان - لاهور
  • يوليو 2021 إلى يناير 2023

✓ Preparation of Car Ijarah Documents.
✓ Review of Car Ijarah files before Disbursement through LOS
✓ Disbursement of Car Ijarah Cases in T-24.
✓ Tracker arrangements of Car Ijarah Hub cases and maintain record in T-24
✓ Updating Takaful MIS in System (T-24) and maintaining record of Takaful Policies in System.
✓ Issuance of Delivery Orders to customers after proper entries in T-24.
✓ Completion of formalities and scrutiny of Ijarah files before Safe In.
✓ Compliance of Shariah approved process flows/guidelines in documentation/timing related
to all transactions.
✓ Coordination with BSU for completion of formalities.
✓ Implementation of Bank’s Policies, procedures and SBP Guidelines received from CAD-
HO/Unit Manager CAD (Lahore) from time to time and also ensure effective compliance
✓ To carry out tasks as assigned by the Unit Manager CAD-HO/ Manager CAD (Central) from
time to time

Accountant and Coordinator في UNIQUE SCIENCE ACADEMY LIMITED
  • باكستان - لاهور
  • أغسطس 2020 إلى يونيو 2021

Collection of Tuition Fees and Admission Fees of students from Montessori to HSSC and
maintaining proper records.
✓ Assigning Teaching Staff their time Schedule.
✓ Managing day to day and monthly expenses of Academy.
✓ Managing Detailed Data Entry of Students in System
✓ To Maintain record of attendance for teachers and students.
✓ To conduct test sessions and providing the students relevant test syllabus on weekly basis
✓ Composition of Question Paper and Conducting the tests timely.
✓ Front Desk management and handling complaints from students, teachers or parents of
students.
✓ Petty Cash management

Internee في Habib Metropolitan Bank (Subsidiary of AG Zurich)
  • باكستان - لاهور
  • يونيو 2018 إلى أغسطس 2018

✓ Account opening assignments as assigned by Branch Manager

الخلفية التعليمية

ماجستير, Banking And Finance
  • في University Of The Punjab
  • أبريل 2020

 Prime Minister Laptop Recipient  Class representative (GR) at HCBF, UOTP.  Holder of the Shahbaz Sharif Merit Scholarship  Gain the scholarship on the merit basis from HCBF, University of the Punjab  Done an 8 week internship in a commercial bank  Attended workshop on Youth Development Centre (YDC), Punjab House Murree  Worked as a volunteer in organizing International Conference on Banking, Insurance and Business Management (CBIBM) in HCBF  Participated in organizing the sports festival in HCBF  Remain Vice President of Art & Culture Society in HCBF.  Remain President of Character Building Society, HCBF.

Specialties & Skills

Management
Financial Reporting
Financial Management
Finance
Budgeting
Reconciliation
Administration
Accounting
Customer Service
Microsoft Excel
Preparation
Auditing
Internal Audit
Materials
Purchasing
Sales Tax
Marketing
Office Administration
Office Work
Teamwork
Microsoft PowerPoint
Payroll
Data Entry
Payments
Operation
Office Management
Problem Solving
Procurement
Human Resources
Microsoft Office

اللغات

الانجليزية
متمرّس
الأوردو
اللغة الأم

التدريب و الشهادات

Entrepreneurs (تدريب)
معهد التدريب:
Youth Development Centre