Senior Officer
ALLIED BANK LIMITED
Total des années d'expérience :8 years, 6 Mois
Currently, I have given my services as Senior Officer Audit & Risk Review in Allied Bank at MG-10 and my job responsibilities include
• Post audit of Corporate, SE, ME, and commercial loans.
• Reporting on the internal controls of credit procedure and make recommendations to minimize the credit risk.
• Review credit proposal and credit approvals and identify the risk involved in credit procedure.
• Providing audit certificate for renewable energy.
To disburse Finance against trust receipt, Demand Finance-Working Capital, Finance against foreign bills, and Cash Finance facilities as per credit SOP, s and approval finance.
Weekly, monthly, and on a need basis reporting of all corporate disbursed facilities, portfolio management, and revenue earned for decision-making to senior management.
Sharing Audit Balance Confirmation to audit firms.
Sharing balance confirmation to the client on a semi-annual basis.
Record keeping of disbursed facilities and helping to perform interim and annual audits.
Analyzed applicants' financial status, credit, and security evaluations to determine limit approved feasibility.
Liaising with Relationship Managers and clients for the advancement of procedures.
Managing board resolution and authorized signatories of corporate clients.
I have given my services to The Bank of Punjab as a Credit Administration officer and my responsibilities include the
• Obtained and reviewed credit reports, credit references, credit insurance, and financial statements to establish credit limits for new accounts.
• Ensure the completion of documents as per SOP, s.
• Risk analysis of the creditworthiness of the proposed customer.
• Disbursement of Consumer Vehicle loans, Kamyab Jawan Loan, Punjab Rozgar Scheme, personal loans, and LDA Taqwa Islamic Loan.
• Record keeping and handling security Documents.
• Adhered to banking standards and government lending guidelines for loan services.
• Reviewed, and verified income, credit reports, and employment histories for credit
Financial, administrative services in order to ensure effective, efficient and accurate financial and administrative operations
Maintaining general ledger and preparing month-end close procedures
Reporting on financial statements
I was part of one of the top 10 Global Accounting Network Crowe Horwath Hussain Chaudhury & Co. in the Risk Advisory Department as an internee for 5 months and I was assigned as an internal auditor at Fourbrother Groupof Companies Lahore.
Accounts and Internal Audit
I have technical knowledge of – Advanced Financial Management – Advanced Audit & Assurance (UK or International) _ Business Analysis _ Advance Corporate Reporting