Anjali bai CAMS

Conduct comprehensive onboarding KYC for new counterparties, verifying corporate structure, UBOs, and obtaining all required
documentation with due diligence and DPS risk assessments to ensure full compliance with global sanctions regulations.
 Screen counterparties, vessels, and individuals through Dow Jones Risk & Compliance and World-Check databases.
 Perform vessel screening using Kpler and Windward, identifying and rejecting any vessels linked to sanctioned entities or suspicious
activity.
 Investigate and report AIS gaps, AIS spoofing attempts, abnormal routing, and other high-risk maritime behaviors.
 Monitor and enforce adherence to EU, UK, OFAC, and other applicable sanctions frameworks, escalating any potential breaches.
 Track and review all transactions to ensure no sanctioned party, vessel, or intermediary is involved in the supply chain
 Maintain continuous monitoring of updated sanctions lists and regulatory changes, applying relevant tags and classifications across internal
systems.
 Block or restrict SDN-listed individuals or entities and update internal registers, logs, and compliance records accordingly.
 Ensure strict adherence to Russian-origin oil restrictions, including conventional and unconventional G7 price-cap rules and documentary
requirements.
 Conduct periodic reviews and refreshes of counterparties’ KYC profiles, ensuring ongoing due diligence is maintained.

• Compile and prepare all necessary documentation required for the EDD process for business banking clients.
• Conduct thorough EDD for financial institutions and complete the WOLFSBERG form to assess risk levels and client profiles.
• Ensure all FATCA and CRS forms are accurately completed as required.
• Verify the validity of trade licenses through the portal and ensure they are accurately updated in the T24 system for business clients.
• Verify trade licenses for Free Zone and Offshore companies, ensuring compliance with jurisdictional and regulatory guidelines.
• Review the Certificate of Good Standing (COGS) to confirm the entity is active and compliant.
• Regularly contact customers to request and follow up on the submission of updated documents for their KYC process.
• Conduct name screening using SAS to identify and flag potential risks, ensuring compliance with AML and KYC regulations.
• Verify the sources of income to ensure consistency with the customer’s business activity and profile.
• Account transactions to ensure they align with the customer’s profile.
• Work closely with the compliance team to ensure all AML and KYC procedures are strictly followed.

• Cleaned the datasets by removing outliers, and duplicates and developed project-specific dashboards using Power Pivot and Power BI.
• Collect and verify required documentation from new SME clients to ensure compliance with KYC regulations.
• Evaluate the business type, ownership structure, and financial health of SMEs to determine the risk level and assign appropriate risk categories.
• Conduct thorough due diligence on the SMEs owners, directors, and beneficial.
• Communicate with SME clients to obtain missing or updated information, resolve queries, and ensure a smooth KYC process.

• Cleaned the datasets by removing outliers, and duplicates and developed project-specific dashboards using Power Pivot and Power BI.
• Collect and verify required documentation from new SME clients to ensure compliance with KYC regulations.
• Evaluate the business type, ownership structure, and financial health of SMEs to determine the risk level and assign appropriate risk categories.
• Conduct thorough due diligence on the SMEs owners, directors, and beneficial.
• Communicate with SME clients to obtain missing or updated information, resolve queries, and ensure a smooth KYC process.
• Collect and verify all required documentation from new clients, including identity proof, address proof, and any additional documents based on the client type.
• Accurately input client data into the bank’s KYC system and ensure that all necessary fields are filled.
• Regularly monitor client accounts and update KYC records to ensure they remain accurate and up to date, in line with regulatory requirements.
• Contact clients to request and follow up on required documents for the KYC process, ensuring all communication is clear, professional, and compliant.
• Ensure all risk factors are properly assessed and documented as part of the KYC process.
• Cross-check client information with official databases, such as government websites, to verify identity and authenticity.

• Conducted thorough transaction reviews, resulting in a 20% reduction in alert processing time, ensuring timely closure or escalation of suspicious activities, in alignment with AML regulations and internal policies.
• Effectively maintained liaison with the Financial Monitoring Unit (FMU) for Suspicious Transaction Reports (STR).
• Marking accounts according to their risk profile such as Customer Due Diligence (CDD), Enhanced Due Diligence (EDD).
• Perform AML and suspicious transaction screening to identify potential fraudulent or illegal activities, ensuring timely reporting to the appropriate authorities.
• Maintain and update Management Information System (MIS) for tracking compliance activities, monitoring transactions, and generating reports for internal and regulatory purposes.
• Conduct Request for Information (RFI) inquiries and follow up on legal document submissions from clients, ensuring all required documentation is obtained to proceed with transactions or compliance processes