Branch Manager
RD Credit Corporation Kabacan
Total des années d'expérience :11 years, 1 Mois
1. Propels branch performance to achieve annual goals on loan Generation, Loan Management, Profitability, Resource Management and Audit Compliance.
2. Initiate networking and marketing within communities to find and attract new business.
3. Conducts follow-up past due accounts and collection activities.
4. Conduct credit investigation and collateral appraisal in the absence of the Credit Investigator/Appraiser.
5. Monitors financial reporting requirements, loan documentation requirements and collection procedures to ensure compliance with the SOPs.
6. Prepares and submits weekly and monthly Performance Reports to the top management.
7. Conducts final interview of the client to verify loan information (loan purpose) and overall credit worthiness.
8. Recommends and approves new loans, renewals and restructuring based on the approved Financial Authority and existing policies.
9. Approves petty cash fund expenses up to Php. 500.00
10. Recommends approval of request for cash disbursement based on the approved Financial Authority.
11. Recommends approval of solicitation, donations, and sponsorship from NGOs and government agencies.
12. Recommends approval of Travel Order form of branch personnel.
13. Recommends approval of liquidation of cash advances.
14. Approves payment request in the branch.
Signs Release of Mortgage form.
15. Recommends approval of manpower request (Personnel Requisition Form)
16. Facilities on boarding of newly hired staff in the branch.
17. Recommends employee’s regularization and promotion.
18. Monitors duties, responsibilities and performance of branch personnel; and conduct Performance Appraisal Report (PAR)
19. Monitors attendance of the staff to Training and Development Programs of the head office.
20. Implements Company Rules and Regulations: and administers corrective measures or sanctions under the CRR at the branch.
21. Checks, recommends and approves
completeness of CAM and accuracy of accomplishment Deed of REM or CHM, MRI, MOA, Promissory Note and Disclosure Statement.
22. Reviews collection reports to determine the status of collections and the amount of outstanding balance.
23. Conducts cash count at the end of the day and oversees the flow of cash or financial instruments.
24. Submits delinquent accounts to legal Counsel for collection and other legal actions.
Represent the branch in court hearings.
25. Attends Quarterly Branch Managers Meeting and other meetings called by the head Office.
26. Performs all branch functions in the absence of the branch staff.
27. Safe keeps office keys and vault number combination and maintains confidently of passwords.
28. Assigns personnel and ensures safety of excess funds for deposits.
Performs other related tasks that may be assigned.
1. Gathers and analyzes credit data and financial statements of prospective client to establish the degree of credit worthiness, character and capacity to pay.
2. Confers with credit association, banks and other business representatives to verify client's financial and credit transactions.
3. Conducts ocular inspection of collateral to evaluate its condition and to identify special features and improvements in the collateral.
4. Evaluates location and neighborhood where collateral is situated.
5. Check Fair Market Value of Collateral, sales information, zoning-by-laws and/or building codes in order to determine any effects on the appraised properties and to established its value.
6. Computes final estimation of chattel, agricultural, residential, commercial and industrial property values, considering depreciation, zonal valuation, value comparisons of similar properties, and income potentials .
7. Conduct appraisal of QCL-Jewelry collateral.
8. Seals the jewelry in the collateral envelope in the absence of the Loans Processor.
9. Performs credit investigation as to the existence and exact location of the client's residents; confirms sources of income; and gathers feedback on clients standing in the community.
10. Prepares Credit Investigation and Appraisal Reports, with estimated property value and the degree of risk involved in extending credit.
11. Processes annotation of mortgage at the Registry of Deeds.
12. Ensure efficient and effective collection activities.
13. Visits clients to follow up payments, inquire reasons for delayed payments, and ensures commitment to pay within specified date.
14. Delivers lawyers letter and demand notice for past due accounts.
15. Secures equipment and tools used in the appraisal of collateral.
16. Conducts re-appraisal of acquired Assets
17. Maintains confidentiality of passwords.
18. Performs other related tasks that may be assigned.
1. Assist the branch manager for filling the documents.
2. Answer incoming calls
3. Monitor the incoming mails, emails and fax
4. Printing documents
5. Encoding and researching
1. Door to door advertising the products.
2. Demonstrate the units and its uses.
3. Day to day searching prospect clients.
4. Monthly meeting with Regional Sales Manager
5. Weekly meeting for Supervisor.
6. make transaction for deposit and withdrawals cash and check to the banks
7. Assist the clients for availing the the products.
8. Congratulates the clients after the transaction done.
field work, Marketing, distribution of fliers. discuss and demonstrate the units how it works, give advises and relevant issues for advance knowledge in using appliances.
1. Assist the merchandiser to first in firs out products, to ensure of expiry dates,
2. Maintain the availability of products in the lane and cleanliness must be observed.
3. The back order must ensure be recorded and submit the reports to the in-charge.
4. making daily inventory.
1. Ensure to pack all items in good condition.
2. Assist cashier in monitoring the counter.
3. Assist the costumer in their baggage.
4. Clean up the respective area.
Theme: Guiding Filipino Youth Towards a Sustainable Political and Economic Environment Through Transformational Leadership 1st Junior Leadership Volunteering Program on Good Governance and Social Responsibility on September 15, 2013 at
Main
Theme: Guiding Filipino Youth Towards a Sustainable Political and Economic Environment Through Transformational Leadership 1st Junior Leadership Volunteering Program on Good Governance and Social Responsibility on September 15, 2013 at