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Arman Ahmed, Credit Manager

Arman Ahmed

Credit Manager·IDLC Finance Ltd

Bangladesh

Master's degree, Accounting And Management

Work experience

Total years of experience: 18 years, 4 months

Credit Manager

December 2010 - Present

IDLC Finance Ltd

Dhaka, Bangladesh

I found this job using Bayt.com

December 2010 - Present

Experienced Credit Manager with approval authority up to BDT 5.00 million, specializing in credit appraisal, financial analysis, risk assessment, and portfolio management. Proven track record in maintaining asset quality, reducing NPLs, ensuring regulatory compliance, and supporting sustainable business growth.

Company industry:
Financial Services
Job role:
Finance and Investment

Customer Relationship officer

February 2008 - November 2010

BRAC Bank Plc

Chittagong, Bangladesh

I found this job using Bayt.com

February 2008 - November 2010

Managed client sourcing, credit appraisal, and loan proposal preparation through financial and business analysis. Assessed financing requirements, monitored portfolio performance, ensured asset quality, and conducted recovery activities to maintain low delinquency levels. Maintained regulatory documentation, developed client relationships, supported product and business development initiatives, guided junior officers, and achieved business, disbursement, and recovery targets.

Company industry:
Financial Services
Job role:
Banking

Education

National University bangladesh

February 2004

February 2004

Master's degree, Accounting And Management

Bangladesh

GPA (percentage): 55%

GPA (percentage): 55%

National University of Bangladesh

December 2003

December 2003

Bachelor's degree, Management

Bangladesh

GPA (percentage): 55%

GPA (percentage): 55%

Comilla Government Commercial Institute, Comilla.

January 2000

January 2000

Diploma, Accounting

Bangladesh

GPA (percentage): 80%

GPA (percentage): 80%

Yousuf Bohumukhi Karigori High School.

December 1998

December 1998

High school or equivalent, General Science

Bangladesh

GPA (percentage): 80%

GPA (percentage): 80%

Social profiles

Languages

Bengali

Native Speaker

English

Intermediate

Hindi

Intermediate

Memberships

Rotary Club of Cumilla Victoria

Social Work

January 2015

Training and Certifications

Certifications
Master of Commerce
National University Bangladesh
Feb 2004

Training
Advanced Credit Appraisal & Risk Management for SME Lending
Bangladesh Institute of Bank Management
May 2026
Show credentials

Hobbies and interests

Visiting Deferent country

International Exposure Visited India, the United Arab Emirates (Dubai), China, Malaysia, and Singapore, gaining exposure to diverse cultures, business environments, and international practices.