أسعد شطارة

- Key Roles:
• Prepare monthly financial reports to analyze the results of the companies’ activities versus budget and prior periods and giving actionable recommendations.
Analysis include:
• Providing variance analysis (Prices, Costs, Volumes) from the planned budget.
• Review the trending of prices and costs and investigate major deviations.
• Review year to date expenses and their trending and investigate any deviations.

• Monitoring Working Capital (AR and Inventory aging & turnover).
• Setting transfer prices for the group’s business units on a quarterly basis.
• Submitting Benchmarking studies that compare the performance of "Fine Hygienic Holding" with their regional and international competitors.
• Participation in the preparation of next year budget and insure proper implementation.
• Coordination with other departments to identify their needs for any facilities and financial services to assist them in their works.
• Utilizing technology and working with IT management for identifying the needs of business and increase the efficiency of work.
• Reviewing & managing annual financials with external auditors.
• Providing support to the group’s business units.
• Perform other related duties as assigned or requested.

- Key Roles:
 Ensure the implementation of marketing strategy within the large corporate section.
 Identify existing and potential key Large Corporate Clients and define their needs.
 Manage Large Corporate Clients relationships in a way to achieve set targets.
 Maximizes the up-selling and cross-selling of other SBU’s products and services.
 Identify new products and services to meet Clients requirements and needs.
 Ensure steadiness and growth for both Credit Facilities and Deposits portfolio’s.
 Oversee the state of the clients to ensure their solvency.
 Liaise with segments to provide high quality service levels and ensure adequate turnaround times.
 Collect the required documents to make credit decisions.
 Implementing field visits to Large Corporate Clients.
 Follow up client’s complaints, and service recovery process.
 Review and recommend credit requests to ensure adherence to credit policies, and appropriate risk-return propositions.
 Financial analysis.