Corporate Director , CFO, Corporate Secretary
Tsusho Jamjoom Trading Company
مجموع سنوات الخبرة :25 years, 3 أشهر
Ensure that the company is in full compliance with all the provisions and covenants placed by the Lenders which includes:
o Compliance with Islamic Facilities Agreement, IFA with regard to signing of any new contracts or agreements
o Compliance with regard to submission of audit reports
o Compliance with regard to submission of budgets and marketing plans
o Compliance with regard to covenants
o Compliance with regard to obtaining waivers, wherever required
o Compliance with regard to payment of Lenders fees
o Compliance with regard to Insurance, investment in and loans to affiliates and other related parties
o The above list is only an indication for my reference and does not give a list of the whole provisions. Accordingly, I am responsible to ensure that NatPet is in compliance with each and every provision as the management wants to have a zero tolerance for breach of any provisions.
Approving all the company’s payments to make sure that the company is complying with the LOA, IFA, P&P, etc.….
Handling the Company’s lawsuit Cases with DZIT, Department of Zakat and Income Taxes by representing the company at the BOG.
Representing the all Financial Statements to the Board of the Director and to the Shareholder during the Yearly General Assembly Meeting and answering all financial enquiries and questions.
Special Project: Refinancing Project
Leading Refinancing Team.
Attending and participating in all meetings and conference calls.
Verifying all quotations which had been applied by consultant companies and make a comparisons and recommendations.
Reviewing all the engagement letters.
Reviewing all the contracts and agreements.
Preparing all requirements’ documents which were requested by assigned consultant “NEXANT”.
o Marketing Documents.
o Operation and Technical Documents.
o Finance Documents.
o Quality Documents.
HR Documents, and
o All other related documents.
Preparing all lenders requirements.
Reviewing the Financial Model and make sure it goes along with the terms, condition, and agreements.
Prepare and reviewing all Condition Precedent, PCs documents such as the following:
o Constitutional documents
o Board Resolution
o Shareholders Resolution
o Officer’s Certificate
o Process of Agent
o Legal Opinion
o Hedging Letters
o Consent Letters, and
o Other related documents
August, 2012 - Feb. 2013, National Petrochemical Industrial Co. (NATPET), Finance Dept. Future Tower, Jeddah, KSA
Title: Auditor
• Reviewing daily financial operational transactions
• Reviewing the payments
• Reviewing the suppliers contracts
• Reviewing employees' files
• Reviewing companies' policies and procedures
• Ending Inventory Checking
• Preparing Auditing Yearly Report.
March, 2011 - July, 2012, National Petrochemical Industrial Co. (NATPET), Finance Dept. Future Tower, Jeddah, KSA
Title: Financial Analyst
• CAPEX Project Budget Analysis
• Fixed Cost Analysis and Controlling
• Preparing Budgeting and Forecasting
• Cash flow Analysis
• Finance Dept. Policies and Procedures Responsible
In my C.V. attached.
June 2003 - June 2006 National Commercial Bank - Operations Division,
Policy & Procedures Dept. (P&P), Jeddah, K.S.A.
Title: Policy & Procedures Specialist
• Writing P&P Manuals for all NCB's Banking Products
• Responsible of P&P Monthly Report
• Preparing P&P Training Plan
• Preparing the Account Balance Cost (ABC) Report
• Lead the sub-team established for "Procedures & Controls" in Account Opening CFPM Project.
May 2002 - May 2003 National Commercial Bank - Information
Technology Division (Software Quality Assurance & Control Dept.)
Jeddah, K.S.A.
Title: Software Quality Assurance Officer
• Coordinate the New Project
• Supervise the New Releases Testing
• Preparing The Test Script For New Releases
• Reviewing The Policy & Procedures For Information Technology Division
• Writing Monthly Minutes Of Meeting
• Preparing Weakly Reports
December 1994 - April 2002 National Commercial Bank - Investment
Services Division (Operations Dept.) Jeddah, K.S.A.
Title: Policy, Methods, and Procedures Analyst
• Data Entry Team Leader
• Writing Policy & Procedures Manuals
• Preparing Front-End System User Guide
• Preparing and Testing Corfax System
• Train all NCB Branches on Corfax Front-End System
• Responsible of Corfax Front-End Project
• Responsible of ISD Funds Cycle Running and Monthely Rebate
June 1994 - November 1994 Saudi France Bank - Retail Banking
Division, Jeddah, K.S.A.
Title: Customer Services Representative
• Opening New Accounts
• Promoting and Selling All Bank's products
• Helping customers
Jun., 2009- Jun., 2010 MBA- Finance, Avila University, Kansas City, Missouri, USA
- Sep., 2007- Jun., 2009 MBA- Management Information System, Avila University, Kansas City, Missouri, USA
- Jan., 2001- Dec., 2005 B.A. International Business, King Abdul-Aziz University, Jeddah, Saudi Arabia.