أيمن مهنا, Legal & Credit Director

أيمن مهنا

Legal & Credit Director

Etijah El Ezz Direction

البلد
المملكة العربية السعودية
التعليم
بكالوريوس, licensee of Law, Tanta University
الخبرات
20 years, 4 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :20 years, 4 أشهر

Legal & Credit Director في Etijah El Ezz Direction
  • المملكة العربية السعودية - الرياض
  • أشغل هذه الوظيفة منذ أكتوبر 2022

Follow up on all ongoing cases and write legal response notes.
Raising all new lawsuits and following them up.
Review all complexities of the new group and follow up the implementation of existing contracts.
Work to open new financing areas for the group.
Studying financing offers and choosing the appropriate and best.
Follow-up financing companies and complete credit files.

Director Of Legal Affairs في Mabna Holding
  • المملكة العربية السعودية - الرياض
  • أغسطس 2021 إلى أكتوبر 2022

Management and establishment of the legal department of the company
Forming the work team and following up on their evaluation
Establishing the company's basic work system regulation
Supervising the collection management, following up and evaluating the collection team in partnership with Review all company contracts from all legal aspects
Supervising the creation of new contracts for all company activities
Follow up the progress of work in all courts with the lawyers concerned with all the company’s lawsuits.
Providing urgent legal advice on all new agreements.

Head of Legal Affairs - Leasing Sector في Al Faris Group
  • المملكة العربية السعودية - خميس مشيط
  • سبتمبر 2019 إلى أبريل 2021

-Implementing and implementing the company's policies in general and the leasing sector in particular regarding.
- Taking the necessary legal action towards claiming Al-Faris rights through the district officials.
-Follow up on the legal procedure taken to reach the implementation of the right of Al-Faris.
-Follow-up of district officials in the implementation of the duties of their subordinates' job.
-Cooperating with all departments of the leasing sector and advising on issues related to the leasing sector.
- Managing all the investigations that are presented by the managers of the sector’s administrations after taking the opinion of the General Manager of the leasing sector.

Credit Supervisor في Saudi Finance House(One of Omar A.Balubaid Group)
  • المملكة العربية السعودية - الرياض
  • يوليو 2013 إلى أغسطس 2019

1. Evaluating all the applications to ensure compliance with credit policy and documentation criteria based on customer’s segmentation.
2. Processing all the applications in queue on the same day &Meeting the service levels based on turnaround time.
3. Reviewing external verification comments on system memos as well as customers SEMA credit report and keep record in file.
4. Compute applicant’s DBR (Debt Burden Ratio) and prepare a calculation sheet.
5. Proposing deviation approvals based on strong profile of the applicant, despite not meeting certain individual requirements.
6. Completing other special tasks requested by the higher level.
7. Approved applications meeting criteria within the limit &authorize the limit Creation to the Applicant through the System.
8. Direct supervision of sales department.
9. Evaluate the performance of sales supervisors and sellers.
10. Training new vendors on financing programs and selecting outstanding clients.
11. Manage and maintain credit & collections MIS
12. Manage the department based on clarified computation.
13. Determine the company's debits and assess the level of the collections achievement.
14. Following up cases of regular customers and companies and non-regular.
15. Know the value of delinquency payments and its numbers for each year.
16. Determine the level of daily collection for the Branch.
17. Determine the level of collection achievement for each collector and evaluation of its monthly.
18. Calculate the value of the early discount for customers.

Collection & Legal Supervisor في Saudi Finance House
  • المملكة العربية السعودية - جدة
  • أكتوبر 2010 إلى يوليو 2013

1. Evaluating all the applications to ensure compliance with credit policy and documentation criteria based on customer’s segmentation.
2. Processing all the applications in queue on the same day &Meeting the service levels based on turnaround time.
3. Reviewing external verification comments on system memos as well as customers SEMA credit report and keep record in file.
4. Compute applicant’s DBR (Debt Burden Ratio) and prepare a calculation sheet.
5. Proposing deviation approvals based on strong profile of the applicant, despite not meeting certain individual requirements.
6. Completing other special tasks requested by the higher level.
7. Approved applications meeting criteria within the limit &authorize the limit Creation to the Applicant through the System.
8. Direct supervision of sales department.
9. Evaluate the performance of sales supervisors and sellers.
10. Training new vendors on financing programs and selecting outstanding clients.
11. Manage and maintain credit & collections MIS
12. Manage the department based on clarified computation.
13. Determine the company's debits and assess the level of the collections achievement.
14. Following up cases of regular customers and companies and non-regular.
15. Know the value of delinquency payments and its numbers for each year.
16. Determine the level of daily collection for the Branch.
17. Determine the level of collection achievement for each collector and evaluation of its monthly.
18. Calculate the value of the early discount for customers.

Coordinator Agencies & legal في Citibank N.A Egypt (Alex collection)
  • مصر - الإسكندرية
  • سبتمبر 2007 إلى أغسطس 2010

•• Responsible for managing portfolio of customers who failed to make their payment on their credit facilities to Citibank. Job included developing strategies to communicate with customers, review of MIS to effectively manage the portfolio, and negotiation/rescheduling of debt customers who were unable to pay.
• Tracking and analyzing monthly flows through rates and meet cycle targets of accounts and effectiveness.
• Provide feedback to collections supervisor on operations and flow of work with ideas for improvement of certain process where appropriate.
• Increase public awareness and educating Customers on timely payments to decrease and minimize the number of defaulted customers by using CRM programs e.g. CACS, Systematic, etc. 75% of the time the targets were either exceeded or met.• Study of non-performing cases
• Assist in clean up the credit portfolio by following up approved settlements for problem loans files.
• Reduce the percentage of non-performing loans to the acceptable levels within the allocated branches.
• Visit the customer’s factories and sites and prepare NPL case reports.
• Attend meetings with the clients in the presence of head of recovery.
• Follow up recovery files to reach acceptable settlements as well as the completion of settlement procedures after obtaining the designated approvals.
• Prepare recovery proposals presented for agreed settlements planes.
• Follow up the implementation of the settlement agreements.
• Implement NPL rules & instructions.
• Prepare the related NPL reports presented to the Bank’s management and C.B.E
• Initial review of the reclassification for NPL customers on quarterly basis.

• Implementation of rules and procedures for managing problem loans.
• Represent the bank in front of the legal authorities (General Prosecutor, courts, legal experts, etc.)
•.
• Follow up the files transferred to legal department.

Lawyer - Appelate في Bar Association Egypt
  • مصر
  • سبتمبر 2003 إلى أغسطس 2007

* Write and review all contracts (Sale - Rent - etc .....).
* The establishment of the proceedings (civil - commercial - criminal - Administrative).
* Follow-up cases in the courts (Civil - Commercial - Criminal - Administrative).

الخلفية التعليمية

بكالوريوس, licensee of Law, Tanta University
  • في Faculty of Law, Tanta, Egypt
  • مايو 2003

Law

Specialties & Skills

Civil Law
Government Agencies
Court Reporting
International Criminal Law
Computer Law
Computer
Communication and Negotiation
leadership and managerial
Presentation Skills
interpersonal skills
9. Flexibility and ability to prioritize

حسابات مواقع التواصل الاجتماعي

الموقع الشخصي
الموقع الشخصي

لقد تم حذف الرابط بسبب انتهاكه لسياسة الموقع. يرجى التواصل مع قسم الدعم لمزيد من المعلومات.

اللغات

العربية
متمرّس
الانجليزية
متمرّس

العضويات

Union of Arab Lawyers
  • Member
  • May 2007
Bar Association Egypt
  • Member
  • September 2003

التدريب و الشهادات

Training Of Trainers (الشهادة)
تاريخ الدورة:
September 2011
صالحة لغاية:
September 2011
Super User (الشهادة)
تاريخ الدورة:
February 2005
صالحة لغاية:
April 2005

الهوايات

  • Reading
  • Swimming