Relationship Manager-Sme and Corporate Banking
Afrasia Bank
Total years of experience :12 years, 7 Months
Business Development:
*Identified and targeted new clients with a view to bringing business to the bank.
*Visited prospective clients and marketed bank products.
*Decided on product mix to suit the client.
Relationship Management
*Monitored performance of new and existing corporates and SME relationships.
*Attended to clients queries.
*Linked with potential and current customers with a view to bringing new business to the bank.
Credit Management and Analysis
*Prepared credit proposals and presented them to the lending and investment committee.
*Ensured marking and removal of limits by credit department.
*Monitored clients performance and adherence to limits.
INVESTMENT ADVISOR
Afrasia Bank- Bulawayo
• Monitored and tracked securities transactions and fund transfers
• Researched beneficial investment
opportunities and made recommendations to senior management
• Kept clients informed of the current position of their portfolio.
• Delivered informational sales presentations to potential investors to build symbiotic client relationships.
Dealt with queries on existing contracts.
Identified and marketed and stock market investments to prospective clients.
SENIOR PERSONAL BANKER /BANK CASHIER /LOANS OFFICER 01/2002 to 12/2005
KINGDOM BANK Bulawayo
• Processed sales referrals and promoted bank services and products
• Established new customer accounts including current, savings and loan accounts
• Balanced daily cash deposits and bank vault inventory with a zero error rate
• Processed cash withdrawals
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Researched and resolved customer issues on personal accounts
•
Examined cheques for identification and endorsement
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Supplied tellers with coins and currency needed
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Accepted and processed personal loans using the credit scoring system.
The masters i have is Executive Masters in Business Administration,the grading used is out of 100 and classified as :Distinction Merit Pass