SME Banking Associate (Junior Executive)
National Development Bank PLC | Head office Branch
Total years of experience :1 years, 7 Months
• Conducted thorough financial analysis of business loan applications, assessing creditworthiness and evaluating the risk associated with lending to businesses.
• Utilized financial ratios, cash flow analysis, and other relevant metrics to make informed lending decisions.
• Analyzed and interpreted financial statements, including income statements, balance sheets, and cash flow statements, to determine the financial health of businesses seeking loans.
• Worked closely with relationship managers and business clients to understand their financing needs.
• Handling an overall operations of SME portfolio of 6.0 Bn.
• Provide exceptional customer service by maintaining strong relationships with clients, addressing their queries, and providing timely assistance throughout the loan life-cycle.
• Maintain accurate and up-to-date records and documentation of credit-related activities, ensuring data integrity and accessibility.