Business Consultant
Vishraam builders
Total years of experience :34 years, 9 Months
Restructuring business, strategy management and business development. Improving sales, introducing systems and procedures, HR management support. Submitted business plan.
Left job due to ill health.
Stabilize and turn around security services company, turn around wholesale / retail light assessory group units in Dubai and Oman.
Overall running of the company
Was looking after Operations and Strategic Business Development.
Job role included preparation of necessary documents to be submitted to the Central bank, preparation and execution of Business Plan, live run of software application, HR process, establishing new business / verticals, marketing and garnering new business, stabilizing and day to day maintenance of critical operations. Guidance to the Credit Department in respect of Project Financing, International Trade Financing and Retail Banking.
Opened Exchange Bureau at the International Airport, opened branches in the other islands of the country, namely Anjouan and Moheli. Set up SWIFT connectivity; Set up 6 ATMs across the country and issued proprietary Debit Card. Introduced Moneygram Transfer Services and Mastercard Credit Cards in November, 2011.
Successfully put the systems and procedures in place. The Bank was officially inaugurated on 26.06.2008.
• Finalized the staff recruitment. Devised and implemented country specific marketing plans.
• Devised the various policies for the Bank. Interacted with the Central Bank & the Government on a daily basis.
• Overseeing International Trade Financing, Retail financing
• Set up SWIFT connectivity, ATMs, Moneygram, correspondent banking services & opened 2nd branch at Anjouan, the second island of the country
Achievements:
During the 8 months, the following growth was achieved for the Bank:
• Deposits: 140% increase. Advances:1080% increase. Client acquisition:232%
• Profit: 245% increase. BREAK EVEN IN FIRST YEAR OF OPERATIONS
Senior Manager (Marketing), Regional Office, Kerala, India (2005-2008) Successfully increased market share in various retail products and listed Kerala Region performance in the top 10 Regions in the country in various campaigns.
Devised and implemented branch and product specific marketing plans for the 45 branches through 16 Marketing officers and 2 Sales officers. Successfully acquired new corporate and retail customers.
Senior Manager (Credit), Regional Office, Kerala, India (2004-2005) Increased the total advances portfolio of the region by more than 70% in one year
In charge (Retail), Trichur (5 branches), Kerala, India (2003-2004)
Held a dual leadership role driving new business initiatives for increasing business under retail segment for all the district branches - reporting to the Regional Head and managing the credit portfolio of Trichur branch, including risk management and asset management - reporting to the Branch Head.
Branch Head, Peramangalam branch, Kerala, India (2001-2003)
Turned around branch within a year, which was identified for closure of business.
Led the forecasting, planning and budgeting processes and developing operating plans for the various businesses in Supervised profitability, volume and margin trends in order to help develop realistic targets, and profitable pricing strategies for the branch.
Officer (General Banking), Branches in Kerala & Tamil Nadu, India (1997-2001) Monitored Branch internal operations and assets and liabilities management. Extensive recovery measures, internal and external marketing of products, computerized operations of assets portfolio.
Manager (Personnel & I.R), Regional Offices - Varanasi, Fatehpur, Kanpur, Kerala, India (1989-1997) Increased the Per Employee Business through appropriate manpower utilization in all regions.
Front Desk operations in assets and liabilities products, documentation, inspection, follow up and recovery of sub standard and loss assets, public relations, correspondence, NRI Desk operations, Cash Receipts and Payments.
NOMINATED SECRETARY OF THE STUDENT WELFARE COMMITTEE. GPA 3.14/5
OK
Botany, chemistry