Bibek GC

 Managed monthly, quarterly, and yearly closing of accounts while ensuring compliance with IFRS standards.
 Prepared budgets (including rolling budgets & forecast), Liquidity management & cash flow forecasts, performed variance analysis with actual vs budgeted data and the prior period, explained reasons for variances to management and recommend corrective actions.
 Directed and presented financial reports, budget and performance analysis, including KPI analysis, cash flow forecasts and strategic recommendations to the Board and Key Committees, enabling strategic and operational decisions.
 Managed and handled VAT Compliance, ensuring accurate and timely filing by reviewing the invoices, credit notes and reverse charge transactions, while also managing the corporate tax filings ensuring the accurate books closure as per UAE Corporate Tax regulations.
 Coordinated and facilitated both internal and external audits, achieving timely completion and resolution of audit findings.
 Preparation and Review of commercial contracts focusing on financial risk, pricing, payment terms, penalties and compliance.
 Contributed in improving ERP integration by coordinating with internal IT and ERP Team to implement IFRS 16 and asset revaluation modules for strengthening the financial accuracy
 Managed the finance team, guided their work, and ensured clear, accurate reports for decision making.

 Managed daily finance operations including preparation of financial reports, accounts payable, reconciliations, and annual closing of books.
 Coordinated with banks on loan processes, prepared financial projections and NTA requirements managed documentation for loan approvals and renewals.
 Monitored and managed subcontractors, coordinated work progress, reviewed and verified subcontractor invoices before processing the payment.
 Performed WIP calculation, progress billing, retention tracking, and revenue recognition as per project milestones.
 Managed fund utilization for construction projects ensuring efficient resource allocation.
 Handled budget preparation, variance analysis, and cash flow forecasting to support management decisions.

 Prepared AML/ CFT policies in line with FATF standards and central bank guidelines, filed STRs / TTRs via goAML, prepared various regulatory and internal reports.
 Conducted transaction monitoring to detect and prevent the suspicious transactions and activities.
 Developed various MIS report and dashboard by coordinating with IT Team to detect the unusual transactions and monitor the customer behaviour and transactions.
 Conducted regular KYC/ECDD reviews for high risk and high net worth clients, ensuring accurate and updated documentation.
 Led internal audits across branches and departments, strengthening risk management, controls, and compliance, prepared audit reports with key findings and recommendations for the audit committee.
 Reviewed corporate and retail credit applications, analyzed financials, conducted site visits to verify data, collateral, and fund utilization to ensure the credit worthiness of customer.

• Led and managed audit work for different clients such as schools, construction companies, and small businesses,
making sure all financial records followed the rules and standards.
• Reviewed financial statements prepared by the team to ensure they followed IFRS and were accurate
• Handled tax compliance, including checking and filing Income Tax and VAT returns, calculating tax liabilities
• Met with clients and management to discuss audit results, explain findings, and suggest improvements to strengthen
internal controls and reduce risks.
• Supported clients with business registration and legal requirements, helping them set up companies, partnerships,
and licenses smoothly.

 Assisted in internal audits and external audits of private sector organizations, gaining exposure to risk assessment and internal controls.
 Prepared financial statements for several private entities.
 Filed Income tax returns, VAT and TDS returns.
 Preparation of bank reconciliation, TDS reconciliation, VAT reconciliation, Party reconciliation etc
 Conducted physical verification of inventory for Government Electricity projects (Haryana Vidhyut Prashashan Nigam Limited)