Sanket Charthankar

* Led internal audit engagements for an NBFC's Gold Loan division, evaluating risks and controls across a portfolio valued at over ₹500 Million and 10, 000 active accounts.
* Developed and managed a comprehensive regulatory obligation register covering over 40 compliance requirements for a leading Indian NBFC, significantly enhancing adherence to RBI guidelines and SEBI regulations.
* Led a Stock Exchange process review focusing on operational efficiency and regulatory compliance, mapping processes and identifying gaps using the COSO framework and ISO standards.
* Executed over 75 compliance tests for multiple NBFC clients, assessing alignment with key RBI regulations (e.g., prudential norms, fair practices code) and 50+ other regulatory mandates.
* Designed and continuously updated over 50 detailed Risk Control Matrices (RCMs) for NBFC clients, covering key operational processes and critical regulatory touchpoints.
* Mapped and documented end-to-end SOPs for the Gold Loan division (origination to closure), conducting detailed process walkthroughs and creating comprehensive flowcharts to ensure regulatory compliance.
* Conducted internal audits of support functions (HR, CSR, Sales, and Marketing) for a India’s leading listed stockbroking company, focusing on compliance and operational controls.
* Managed pre- and post-audit activities for barter transactions (real estate and advertising) with a leading Indian newspaper group, ensuring regulatory and contractual alignment.
* Performed nationwide branch audits and vendor visits for bank and NBFC clients to evaluate compliance, operational efficiency, regulatory adherence, and conduct fraud investigations.
* Conducted Action Taken Reports (ATRs) post-audit to verify the successful implementation of audit recommendations within operational environments.

* Successfully conducted 40+ Tax and Statutory Audits for diverse entities (sole proprietorships, private companies, firms) across industries including automobile, construction, and hospitality, ensuring compliance with Section 44AB using Winnman Software.
* Managed Direct Tax compliance by preparing and filing 200+ Income Tax Returns, including complex cases for NRIs with income up to ₹22 crores, alongside advance tax computation and TDS return filings.
* Oversaw Transfer Pricing compliance, including documentation of intra-group transactions, adherence to local regulations, and providing tax optimization guidance to stakeholders.
* Drafted and prepared responses for Income Tax appeals, specifically for scrutiny assessments and reassessments, by leveraging legal expertise and case precedents.
* Contributed to project financing documentation for a client, which received official recognition and appreciation from the bank.