Group Financial Analyst/Executive Assistant
Quantum Group
Total years of experience :5 years, 9 Months
• Prepared company budgets & forecasts including revenues, operational, and capital expenditure items
• Developed comprehensive financial models including projections & business valuations
• Developed business models for new ventures/ projects
• Prepared and released monthly financial reports and KPIs
• Prepared consolidation reports on the Group performance relative to set forecasts and budgets (intercompany balances, actual results, forecasts, cash flows, etc.).
• Organized and optimized internal procedures and reporting files
• Coordinated with auditors, reviewed and analyzed the financial statements drafts produced
• Led the implementation of an ERP system & business intelligence tool
• Researched and analyzed relevant market, economic, industry, regulatory, and technology dynamics
• Coordinated on legal matters and liaised with company lawyers on Group legal requests
• Analyzed Credit Risk and prepared Credit application files for more than 200 Financial Institution, including Commercial, Investment and Islamic Banks
• Prepared Country Reports which are presented with banks files
• Presented the analysis and reports to the Board of directors and GM of the Bank
• Participated in the decision making of the Financial Institution we work with
• Monitored the overall Treasury and Trade Finance exposure of Byblos Bank on different Countries & Banks
• Set up Banks internal ratings & country ratings by analyzing all relevant risk factors
• Enhanced the key elements leading to the internal rating calculation
• Monitored Market Risk exposures for Byblos Bank and affiliated companies, Byblos Europe, Byblos Sudan.
• Followed market movement/activities affecting positions.
• Highlighted and communicated risk vulnerabilities.
• Studied and recommended appropriate risk limits and assignments within the Bank’s risk strategy framework.
• Generated daily risk reports and alert management of any potential over limit exposure
• Supervised traded market activities and limits for speculative clients and corporate clients
• Coordinated market risk unit organizational issues including hiring, training and publishing internal procedures
• Lead the implementation of a computer based software for market risk reports and modelling techniques and Value at risk measurements
• Major contributor to the Basel II implementation
• Got exposed (for one year) to Capital Market & Treasury department :
o Traded Equities through direct contact with HNW Individuals and Institutions, covering, Beirut, Gulf, Europe, and US markets.
o Relationship Management for a portfolio of High Net Worth clients
o Acquired clients, managed the relationship and cross-sell banks’ products
o Provided trading strategies, statistics and researches
o Followed up with clients on daily basis on market conditions and portfolio position
o Presented investment proposals vis-à-vis clients risk/return profile
o Managed the proprietary trading book of the Bank.
o Prepared daily financial newsletter
o Used Reuters and Bloomberg and other platforms proficiently
o Followed up on Central Bank regulations, affecting trading strategies and Bank exposure.
Certified Financial Risk Manager from the GARP (Global Association of Risk Professionals)
Bachelor in Business Administration with concentration in Finance and Marketing
Graduated with honors
