شربل سعادة, Relationship Officer

شربل سعادة

Relationship Officer

Bemo bank

البلد
لبنان - جونيه
التعليم
ماجستير, Banking And Finance
الخبرات
28 years, 6 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :28 years, 6 أشهر

Relationship Officer في Bemo bank
  • لبنان - بيروت
  • أشغل هذه الوظيفة منذ فبراير 2022
ACHRAFIEH SESSINE HEADQUARTER في BEMO Bank
  • لبنان - بيروت
  • أشغل هذه الوظيفة منذ فبراير 2022

• Orchestrated the management of a substantial portfolio of creditor accounts, fostering unparalleled long-term relationships with both new and existing clients through adept problem-solving and proactive communication.
• Spearheaded the meticulous renewal and upkeep of client files in strict adherence to regulatory standards, conducting comprehensive client reviews and KYC record renewals, while meticulously ensuring the proper signing, scanning, and documentation of all requisite documents.
• Executed flawless tax reporting to the compliance department, navigating the complexities of CRS & FATCA regulations with unwavering precision and expertise.
• Implemented rigorous screening and verification protocols for client names, safeguarding against any potential blacklisting or judicial issues, thus fortifying the banks reputation for integrity and compliance.
• Conducted astute analytical risk assessments to meticulously rate the risk levels of all clients, promptly flagging high-risk individuals, including politically exposed persons, for escalated review by the Compliance department and senior management, thereby bolstering the banks risk management framework.

Credit Inspection Oficer في First National Bank
  • لبنان - بيروت
  • أبريل 2021 إلى يناير 2022

• Spearheaded the timely and accurate submission of CDR declarations to the central bank, showcasing an unwavering commitment to regulatory compliance and transparency.
• Implemented stringent screening and verification procedures for client names, meticulously ensuring the absence of any blacklisting or judicial issues, thereby safeguarding the banks reputation and integrity.
• Facilitated seamless communication with BDL clients regarding returned checks, delivering comprehensive reports to address any discrepancies and uphold the banks standards of service excellence.
• Proactively engaged in follow-up initiatives with clients to resolve their returned checks situations swiftly and efectively, demonstrating a proactive approach to problem-solving and client satisfaction.
• Efectively liaised with the central bank on matters concerning BDL 158, providing comprehensive and accurate reports to support regulatory compliance and enhance transparency in banking operations.
• Managed and coordinated real estate expert appraisal requests with precision and eficiency, ensuring timely completion and submission in alignment with regulatory requirements and internal protocols.

Credit Officer في Fnb
  • لبنان - بيروت
  • سبتمبر 2009 إلى فبراير 2021
Credit Administration Oficer في FIRST NATIONAL BANK (HEADQUARTER BEIRUT
  • لبنان - بيروت
  • سبتمبر 2009 إلى يناير 2021

• Exemplified meticulous attention to detail in the documentation, organization, and custodianship of credit files, ensuring comprehensive records management and adherence to regulatory standards.
• Conducted thorough collateral inspections, meticulously documenting findings and overseeing custody arrangements, thus fortifying the banks risk management framework and ensuring asset protection.
• Demonstrated proficiency in processing daily credit transactions, encompassing loan dispersals, collateral releases, and the establishment of credit limits, as well as overseeing trade finance activities such as LCs and LGs, facilitating seamless financial operations and client transactions.
• Provided accurate and timely reporting to regulatory authorities including the central bank and Kafalat, showcasing a commitment to transparency and regulatory compliance, and fostering trust and confidence in the banks operations.

Gate في Airport MEA (Middle East Airlines
  • لبنان - بيروت
  • فبراير 2009 إلى أغسطس 2009

• Assisting passengers with boarding procedures check in & verifying their travel documents
• Providing information on flight details by making announcements for flights over the speaker
• Handling any passenger inquiries or issues at the gate

الخلفية التعليمية

ماجستير, Banking And Finance
  • في Usek kaslik
  • مارس 2024

Law degree and masters in banking and finance

ماجستير, Mini MBA Certificate in Business Administration,
  • في AUST American University of Science
  • يناير 2024
ماجستير, Masters in Banking and Financial law,
  • في Université Saint-Esprit Kaslik
  • يناير 2013
بكالوريوس, Bachelor's in Law,
  • في Lebanese university.
  • يناير 2008

Specialties & Skills

Communications
Banking
Administrative
Customer Care
COMMUNICATIONS
MANAGEMENT
RISK MANAGEMENT
RISK MANAGEMENT FRAMEWORK
REAL ESTATE
TRANSPARENCY (PROJECTION)
CRITICAL DESIGN REVIEW (CDR)
MICROSOFT EXCEL
OPERATIONS
REGULATORY COMPLIANCE
Hard working..well organised .time management

اللغات

الانجليزية
متمرّس

التدريب و الشهادات

Supply chain & Logistics Management (الشهادة)
تاريخ الدورة:
March 2024

الهوايات

  • Music
    Doing social activities Helping poor people Travelling for leisure Camping