Head, Syndicate Loans Agency
Qatar National Bank
مجموع سنوات الخبرة :19 years, 11 أشهر
Joined as a Senior Loan Administration and Agency Services Officer, Syndicated Loan
Handling Corporate and Syndicate Loan Operation, Central Corporate Loan Department:
Handling Syndication Loan Administration & Agency Services and Corporate Loan Operation:
Know Your Customer (KYC) / CDD for Corporate and Syndication Loan
Corporate Loan Operation (Loan Operation/ Trade Finance/Trade Finance Operation (Letter of Credit- Issuance to Settlement, Export- Bill Negotiation to Final Payment, Bank Guarantee etc.)
Review and comment on finance documents especially about loan operation and agency provisions
Ensure fulfilment of condition precedents prior to loan drawdown or condition subsequent.
Liaise with legal counsels or other external parties in all necessary issues relating to the loan documents
Handle waiver / amendment requests or other enquiry (including audit confirmation) from either clients or lenders
Monitor submission of covenants or other reports during the life of the loan
Loan administration : i) liaise with clients and other lenders for all loan drawdown, roll-overs, Rate Fixation ( LIBOR/ EURIBOR etc based loans) loan transfers, etc; & (ii) perform calculation, maintain all internal loan records and prepare instructions to Operations
Secondary loan Purchase/sale/ Loan Transfer
Managing Escrow Account Operation under Syndication Account Bank/ Agent Bank
Know Your Customer (KYC) / CDD for Corporate and Syndication Loan
Corporate Loan Operation (Loan Operation/ Trade Finance/Trade Finance Operation (Letter of Credit- Issuance to Settlement, Export- Bill Negotiation to Final Payment, Bank Guarantee etc.)
23 Years’ progressive experience in Relationship Management/ Loan Syndication/Syndication Agency Operation/ Credit Administration/Loan Operation/ Trade Finance/Trade Finance Operation/ Project Finance/ Credit appraisal (Corporate & Retail)/Financial Modelling and Analysis
Experienced on Loan Syndication (As Arranger, Agent and Participant bank).
Good experiences with the GCC based banks who handle syndicated loans.
Handled packaging, pricing, negotiation and distribution of syndicated loan transactions deals initiated by the coverage teams.
Prepared due diligence materials for investors
Prepare and present validation and syndication marketability appraisals to deal approval committees
Attend client meetings to provide market updates in investor appetite
Support the teams efforts to structure, originate and execute transactions on liquid and market clearing teams
Undertake client research and preliminary desktop credit analysis
Prepare pitch books, term sheets and other materials for clients
Work closely with the Coverage Teams, Pricing Committee, Legal, Credit Risk and other specialists within the company.
Experienced in preparation of Information Memorandum and conducting the due diligence to enable the prospective lenders to participate in syndicated transactions arranged by Lead Arranger.
Handled different activities for the proper and efficient execution of syndication deals, including communicating and interfacing with clients, banks and other third parties involved in syndication transactions, in line with the function's policies and procedures and in consideration of the bank's obligations towards its clients and bank counterparties.
In QNB, handling Loan Administration and Agency Services of Syndicated Loan as Agent Bank, Security Agent Bank ( On-Shore and Off-Shore) and Participant Bank ( portfolio Size: QAR 7.20 billion).
* Completed Certified Anti Money Laundering Specialist ( CAMS) offered by The Association of Certified Anti Money Laundering Specialists, USA.
•Certified Documentary Credit Specialist (CDCS) affiliated by ICC, Paris.
Well conversant with UCPDC-600, ISBP, URR-525, URC-522, ISP-98, URDG- 758 etc.
Joined as a Senior Relationship Manager and later promoted to Manager & Head of Credit and Trade Finance Department ( Corporate Banking) (both Off-Shore & On-Shore)
Supervision and control the overall activities of Credit and Trade Finance Department.
Dealing with Relationship Management/ Marketing/ Credit Administration - Project Finance/ Credit appraisal (Corporate & Retail)/Financial Modelling and Analysis, Credit Requirement Analysis, Risk Assessment/ Analysis, Arranging Syndicated Loans, Security Documentation, and Monitoring of corporate and other loans, Credit Administration. Besides, establishment of rules and procedures in Credit Department complying with the local laws and Head Office’s instructions
Handles Loan Syndication (as Arranger, Agent and Participant Bank):
Dealing with Credit Administration - Supervision of total activities
- Issuance of Letter of Offer (LOF)
- Security Documentation ( in-house and syndicated loans)
- Loan Disbursement
- Insurance Policy renewals
- Maintenance of Safe Custody
- Liaison with legal advisors
- Setting of Credit Limit.
- Monitoring of corporate & retail loans and follow up to keep the portfolio regular
Corporate Banking clients include Manufacturing/Trading Concerns/ Real Estate & Financial Institutions etc.
Dealing with Import/Export/ Guarantee/Reports & Returns/SWIFT of Trade Finance Department. Besides, establishment of rules and procedures in Trade Finance Department complying with the ICC rules (UCPDC-600, URR-725, URC-522, ISP-98, URDG- 458, ISBP etc.), local laws and Head Office’s instructions.
Import Section
• LC opening, documentation, and transmission (Cash/Usance/Back to Back/ Stand By).
• Import bill scrutiny, lodgement, and retirement.
Export Section
• Export LC Advising & transfer.
• Export Bill Negotiation
• Sending of Export bill for collection and realization.
Import/ Export Finance (traditional/ Commodity Trade)
• Export Bill Negotiation/ Discounting
• Factoring/ Forfeiting
• Aval
Bank Guarantee Section
• Issuance of Bank Guarantee and documentation (Bid Bond/Performance Guarantee/Payment Guarantee).
• Issuance of Standby LC.
• Documentation and monitoring.
Add Confirmation:
• Adding confirmation to LCs issued by other banks.
Returns, Reports, Statement and SWIFT
• Authorization of all outbound SWIFT messages.
• Supervision of submission of returns of All currency transaction to Central Bank.
Dealing with Relationship Management/ Marketing/ Credit Administration- Credit Approval, Credit Analysis, Loan Syndication, Financial Analysis of Projects, Credit Requirement Analysis, Risk Assessment/ Analysis, Security Documentation, and Monitoring of corporate and other loans, Formulation of Credit Policy. Besides, establishment of rules and procedures in Credit Department complying with the local laws and Head Office’s instructions.
Handled Loan Syndication (as Arranger, Agent and Participant Bank):
1. This portfolio comprises of - Term Loan and Working Capital
2. Total Number of Accounts - 15
3. No. of Accounts as Arranger & Agent Bank - 5
Preparation of Credit Proposal for submission to International Banking Group (IBG), Mumbai for sanction.
Supervision and control of overall activities of Credit Department.
Coordinator cum member of Bank Credit Committee (BCC) and member of Bank Management Committee.
Besides my role as the Head of Credit, I also served as the In-charge of Trade Finance Department from April 15’06 to December 04, 2007 handling the following
Besides my role as the Head of Credit, I also served as the In-charge of Trade Finance Department from April 15’06 to December 04, 2007 handling the following
Import Section
• LC opening, documentation, and transmission (Cash/Usance/Back to Back/ Stand By).
• Import bill scrutiny, lodgement, and retirement.
Export Section
• Export LC Advising & transfer
• Export Bill Negotiation
• Sending of Export bill for collection and realization
Bank Guatee Section
• Issuance of Bank Guarantee and documentation (Bid Bond/Performance Guarantee/Payment Guarantee).
• Issuance of Standby LC.
• Documentation and monitoring.
Adding confirmation to LCs issued by other banks.
Returns, Reports, Statement and SWIFT
• Authorization of all outbound SWIFT messages.
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Certified Anti Money Laundering Specialist ( CAMS) offered by The Association of Certified Anti Money Laundering Specialists, USA covering Compliance, AML, KYC, CDD, Sanctions etc
Bank Guarantee, Uniform Rules for Demand Guarantee ( URDG 758)
CDCS is an ICC, paris accredited certification for Trade Finance professionals covering Letter of Credit, Guarantee etc.
Specialised in Finance and Management