Crispina Miranda, KYC & Compliance Consultant

Crispina Miranda

KYC & Compliance Consultant

Element Alpha SA

Location
India - Mumbai
Education
Bachelor's degree, Accounting and Finance
Experience
7 years, 6 Months

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Work Experience

Total years of experience :7 years, 6 Months

KYC & Compliance Consultant at Element Alpha SA
  • India - Mumbai
  • My current job since July 2023

 Counterparty Due Diligence & End-to-end Client onboarding.
 Perform AML/CTF/Sanctions compliance screening.
 Sanctions screening on vessels.
 Assist the Compliance Officer.
 Implement the internal KYC & Compliance policies & procedures.
 Perform bank account verification (Anti-fraud).
 Internal trade invoicing.
 Trades reporting checks (REMIT - compliance)

Senior Analyst at Travelex India Pvt Ltd
  • India - Mumbai
  • May 2021 to June 2023

 Quality Assurance on Transaction Monitoring processes (EU & APAC region)
 Investigate an alert and analyze transaction pattern to either report or mitigate risk.
 Filing STR and objective transaction reporting through GoAML to Netherlands FIU
 Assist manager in drafting procedure documents.
 SME and Spok for a team of 2 analysts
 Training to team mates on multiple TM processes.
 Presented the monthly team performance overview to the stakeholders.

Analyst at YNI Global services LLC
  • India - Mumbai
  • September 2019 to April 2021

Compliance process
 Perform screening to comply with regulatory requirements and mitigation of risk associated
with sanctions, Money Laundering, Bribery & Corruption, Terrorist financing, trade
restrictions, etc. Processing end to end client onboarding and maintaining updated
documentation on record.
Credit Risk Process

 Analyzing financial statement to recommend credit worthiness/periodic credit review.
 Responsible for providing day-to-day credit risk support and ensuring the implementation of
internal credit policies and procedures.
 Sales order approvals for the deals made by the trading team ensuring customer credit
exposures are within set limits.

Junior Clerk at Citizen Credit Co-operative Bank
  • India - Mumbai
  • January 2018 to September 2019

 Process transactions via SWIFT, NEFT / RTGS / ECS. Handling DEMAT A/c opening,
Cash counter (indent for cash on a daily basis) & Savings deposit counter
 KYC re-certification of expired documents of the clients, comply with the Central
Depositories Services Limited (CDSL) regulatory requirements, Yearly review on NRI A/cs.

Analyst at Royal Bank of Scotland
  • India - Mumbai
  • November 2016 to December 2017

 Following all relevant policies and procedures for FATCA-CRS legislation, CDD, Assigning
and verifying tax status of clients as per their applicability.
 Ensuring process timelines and accuracy, abiding to regular updates circulated by
regulatory authority.

Education

Bachelor's degree, Accounting and Finance
  • at University Of Mumbai
  • April 2016

Specialties & Skills

Analysis
Sanctions
Banking & Finance
AML, Compliance & Risk, Sanctions Screening, Transaction Monitoring

Training and Certifications

Certified Anti-money Laundering Specialist (Certificate)