Team Leader Business Banking
Emirates NBD
مجموع سنوات الخبرة :18 years, 8 أشهر
- Review Credit Proposal Memos that present the proposed facility package and the associated Terms & Conditions, the prepared detailed and accurate financial and market study and review the prepared projection
- Manages and Coaches a team of Senior Credit Analysts, Credit Analysts & Admins within the Credit Assessment Team and prepare evaluation, training and career development plans for them
- Ensure that RMs requests & relationship strategy toward clients are in line with the bank development strategy & compliance rules to ensure smooth flow of circuits & time saving.
- Ensure that Senior Credit Analysts & Credit Analysts within the Team maintain proper reports to monitor credit facilities.
- Gets involved in clients visits with SRMs & RMs especially in large key relation
- Managing multiple districts, currently East Cairo, Down Town & Alexandria, Previously, Delta Canal & Heliopolis
-Analyzing credit data and financial information of individual institutes and companies that are applying for credit facilities to determine the risk that the bank, or other lending or credit-granting institution will not recoup funds loaned.
- Setting the terms of the facilities including interest rate, covenants, securities and special conditions.
- Prepare Credit Proposals based upon the findings to help make decisions on lending and credit-worthiness.
- site visits for prospects/renewals for better and more accurate analysis and hands on approach to understanding and better representation of the subject company in the proposal
- Assuring the payment of delinquent clients in Buckets 1, 2 & 3
- Managing a team of collection officers in terms of daily accounts' reach and payment
- Making sure that the repayment ratio is within set targets for each bucket
- Training and coaching new and existing collection officers in efficient methods to fulfill required target
Attending to the clients of the bank in terms of bank product sales, cross-selling and customer service. managing VIP customers' portfolio in the bank is number 1 priority for this post. Managing and supervising the retail team in the branch in term of performance, numbers acquiring and report submitting
Attending to the premier clients of the bank in terms of bank product sales, cross-selling and customer service. managing VIP customers' portfolio in the bank is number 1 priority for this post
Indoor sales for bank assurance directed to the bank clients. this post requires abilities in sales and after sales customer service
Teaching computer skills and I.T. for both lower and upper schools, including office programs. the school is an international CITA accredited school
In House credit analysis & assessment diploma over the span of 9 months of dedicated training and learning modules
I have a degree in Computer Engineering with special honor for student and social activities being the VP for the Student council
High school degree in science