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تم إلغاء حظر المستخدم بنجاح
Darling Mae Recaña, Account Officer

Darling Mae Recaña

Account Officer·Al Amanah Islamic Inestment Bank of the Philippines

الإمارات العربية المتحدة

ماجستير, Masters in Business Administration

الخبرة العملية

مجموع سنوات الخبرة: 8 سنوات, 5 أشهر

Account Officer

نوفمبر 2021 - يوليو 2025

Al Amanah Islamic Inestment Bank of the Philippines

Davao، الفلبين

نوفمبر 2021 - يوليو 2025

➢ Maintain accurate and detailed financial records of transactions, account activities, and client service requests; assist in preparing periodic financial and performance reports for management review in compliance with International Financial Reporting Standards (IFRS) and GAAP.
➢ Prepare monthly Statements of Account (SOA), ensure billing accuracy, and oversee timely collection of receivables through consistent account reconciliation and client follow-ups.
Conduct financial analysis of client income and business performance to evaluate repayment capacity, drawing on a strong foundation in preparing and interpreting financial statements.
Review and validate the accuracy of client-submitted documents, ensuring proper documentation and systematic inventory management of financial, legal, and operational records.
Process disbursement documentation, including real estate and chattel mortgages, and oversee insurance administration in compliance with internal and regulatory standards.
➢ Perform internal audits, periodic cash counts, and support compliance activities to ensure adherence to financial policies and controls.
➢ Provide operational support by serving as Officer-in-Charge Alternate and Branch Accountant Alternate, assisting in the supervision of daily branch operations.
➢ Handle petty cash management, ensuring accurate record-keeping and timely replenishment in line with internal controls.
➢ Build and maintain strong client relationships by providing responsive, high-quality service and resolving account-related concerns professionally and efficiently.

مجال الشركة:
الخدمات المصرفية الإسلامية
الدور الوظيفي:
المحاسبة والتدقيق

Credit Administration Officer

مايو 2020 - أكتوبر 2021

Enterprise Bank, Inc

Davao، الفلبين

مايو 2020 - أكتوبر 2021

➢ Collaborate with the underwriting and credit departments to ensure that loans are approved in accordance with internal policies and guidelines.
➢ Review loan documentation to ensure they meet the organization’s credit policies and regulatory requirements.
➢ Prepare, verify, and maintain loan documents, including agreements, promissory notes, collateral documents, and other security and legal documents
➢ Facilitation of request for loan disbursements ensuring accuracy in destination accounts and all pre-release conditions are met
➢ Assist and provide necessary documents for internal or external audits, ensuring all loan files are complete and comply with auditing standards.

مجال الشركة:
البنوك

Senior Credit Analyst

مايو 2018 - مايو 2020

Enterprise Bank, Incorporated

Davao، الفلبين

مايو 2018 - مايو 2020

➢ Process financial applications by conducting Financial Analysis of client’s business and income and ascertain their ability to pay while ensuring that it meets the bank’s requirements and standard criteria for approval.
➢ Provides recommendation write ups and prepare report for Board Presentation and Approval
➢ Ensures validity and correctness of client’s documents and maintains systematic inventory management of client and business records and proper safekeeping of security and legal documents.
➢ Assists other Credit analyst in packaging and credit evaluation of loan applications as Senior Credit Analyst
➢ Preparation of Monthly and Quarterly reports for accounts processed

مجال الشركة:
البنوك

Accounting Staff

يونيو 2017 - مايو 2018

HLC Group of Companies

Davao، الفلبين

يونيو 2017 - مايو 2018

➢ Manage Accounts Receivable for Real Estate and related sectors, including rents and marketing businesses, conducting thorough investigations into account discrepanciesto ensure accurate financial reporting.
➢ Coordinate with the Home Development Mutual Fund (HDMF) for Credit Facilitation approvals and loan disbursements, streamlining processes for efficiency.
➢ Oversee payment monitoring and reconciliation, ensuring timely and accurate transactions.
➢ Maintain detailed records and documentation of bills and transactions, enhancing the organization’s financial integrity.
➢ Execute various accounting-related tasks to accelerate organizational processes and improve overall productivity.
➢ Assist in the preparation of in-depth financial analyses to support strategic decision-making.
➢ Leverage advanced Microsoft Excel and QuickBooks Professional skills to optimize accounting operations and reporting.

مجال الشركة:
العقارات

On the Job Training, (Accounting Assistant)

مارس 2015 - مايو 2015

Fabian and Associates, CPA’s (Accounting Firm),

Davao، الفلبين

مارس 2015 - مايو 2015

مجال الشركة:
المحاسبة

التعليم

University Of The Immaculate Conception

ديسمبر 2020

ديسمبر 2020

ماجستير، Masters in Business Administration

الفلبين

University Of The Immaculate Conception

مارس 2016

مارس 2016

بكالوريوس، Bachelor of Science in Accounting Technology

الفلبين

Skills

Administrative
Expert
Administrative
Expert
General Ledger
Expert
General Ledger
Expert
Islamic Banking
Expert
Islamic Banking
Expert
Bookkeeping
Expert
Bookkeeping
Expert
Financial Statement Analysis
Expert
Financial Statement Analysis
Expert
ACCOUNTING
Expert
ACCOUNTING
Expert
BOOKKEEPING
Expert
BOOKKEEPING
Expert
BANKING
Expert
BANKING
Expert
FINANCIAL STATEMENTS
Intermediate
FINANCIAL STATEMENTS
Intermediate
PAYROLL ADMINISTRATION
Intermediate
PAYROLL ADMINISTRATION
Intermediate
ACCOUNT RECONCILIATION
Expert
ACCOUNT RECONCILIATION
Expert
BUDGET MANAGEMENT
Intermediate
BUDGET MANAGEMENT
Intermediate
OPERATIONS
Intermediate
OPERATIONS
Intermediate
COMPLEX PROBLEM SOLVING
Expert
COMPLEX PROBLEM SOLVING
Expert

اللغات

الانجليزية

متمرّس

التدريب و الشهادات

الشهادات
SAP Business One
Certified Quickbooks Proadvisor
Certified Xero Advisor