ديليب DK, Head of Engineering – Consumer Finance

ديليب DK

Head of Engineering – Consumer Finance

DBS Bank Ltd.

البلد
الهند
التعليم
ماجستير, Computer Software
الخبرات
30 years, 4 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :30 years, 4 أشهر

Head of Engineering – Consumer Finance في DBS Bank Ltd.
  • سنغافورة - Singapore
  • أشغل هذه الوظيفة منذ ديسمبر 2016

End-to-end product ownership of in-house developed solutions for Cards platform. Performing Architecture, Solution Design, Framework development, Delivery and QA. Stakeholder management and tech point of contact for the consumer banking platform. Continuously exploring ways to improve straight-through processes across various banking products. Built new cards and unsecured lending products in Indonesia/Taiwan and enhanced existing products in SG and HK. Team size: 20 cross location

Building a new gamified Rewards Loyalty system that spans across Cards, Savings, Wealth, Investment, Insurance, Forex, Merchants, and Wallet. Conducted market research, competitor analysis, customer experiments, technical assessment of internal and vendor systems to build an efective system. Explored models to improve customer stickiness using Gamification/AR, Blockchain/DLT to integrate Merchants for campaign management, settlement, and reconciliation. Managing C-level stakeholders to set the expectations and provide timely program updates.

Built unique functions over the core Credit Card and Unsecured platform for six regions. Solutions incorporated key challenges per country in addition to meeting regulatory and operational requirements. Built an ML based tool to assess name and address match for unsecured lending. Built real-time feeds from Cards processor using Kafka. Implemented QoS for domain APIs.

Built resilient and performant services during a major merger to address functional gaps and data integration for a core revenue generating system. Undertook a major platform transformation exercise to sunset TIBCO suite to port 200 APIs to micro-service architecture.

Led our iWealth (Mobile app for HNI), Relationship Manager app for HNI, Avaloq and Wealth data mart teams. Built a wiki-style knowledge blog named Avaloq University to help new developers to follow best patterns and practices. Built a comprehensive test automation suite for Avaloq.

Mentored new graduates (Graduate trainee programs and Internship) by providing real life development experience. Over 20 graduate developers were mentored, and a vast majority placed as permanent staff.

Technical Delivery Lead في DBS India
  • الهند - حيدر اباد
  • ديسمبر 2016 إلى يناير 2018

Set up ofshore delivery team for Cards and Unsecured lending domain. Setup engineering practice and built internal teams to develop critical systems without relying on external vendors. The team is now 100+ strong (started with 2!). Moved to Singapore to lead the engineering practice.

Digital Experience Lead في UST GLOBAL
  • المملكة المتحدة - لندن
  • يناير 2009 إلى أكتوبر 2016

Setup Innovation Garage for clients to embrace Digital transformation, using cognitive science, social media, IoT and Cyber-security. Improved omni-channel experience by using design for happiness using NLP. Created innovative business learning aids for a banking client using augmented reality. Built advisory capabilities to HNI consumers by providing predictive analytics for better investments. Created MVP for a leading high street brand, to explore use of Mobile to drive physical trafic to the brick & mortar store (anti pattern for high value brands, to promote touch/feel shopping for designer products).

Co-Founder, Director, and R&D Head في Indriya Technologies
  • الهند - Thiruvananthapuram
  • يناير 2007 إلى يناير 2009

Designed, built, and implemented a suite of products for energy measurement, management, report, and control. This is a pre-IoT era product that required me to create hardware, firmware and BPM. Designed board micro-controllers and implemented communication protocol over GSM/PLC networks.

Technical Solution Lead في Accenture/Avanade
  • الهند - بنغالورو
  • يناير 2005 إلى يناير 2007

ACA-Net was the precursor to Microsoft enterprise library. Led a team of 35 onsite/ofshore (US, Manila, Spain, India) team to develop ACA-Net framework. Developed leading edge assets for .NET Compact Framework (ACA-Devices), MS-CRM extension, ACA Analytics (A BI framework), SOA Factory, ACA Lifecycle.

ACA-Net SDK provides aspect-oriented interfaces for Data, Exception Handling, Logging, Caching and Security blocks. The tech stack was a precursor to todays Hibernate, micro-services, Factory patterns, Dependency injection and use of DSL.

Development Lead في US Software
  • الهند - Thiruvananthapuram
  • يناير 2002 إلى يناير 2004

Led a team to design and develop solutions for logistics and media clients, using Microsoft .NET, DB2, SQL Server, HTML and JavaScript. I mentored the team on .NET, source control and Stored procedure development.

Consultant Developer & Analyst في KCIT Software Limited
  • المملكة المتحدة - لندن
  • يناير 1994 إلى يناير 2002

Experience working for various Investment banking, Insurance brokerage, Logistics, and financial management.
• Royal Bank of Scotland
• NatWest Market
• Jardine Lloyd Thompson
• HM Customs & Excise

Pre-internet era development using Perl, C, C++, SQL, Sybase, Solaris, HP-UX, Windows. Developed a be-spoke Mobile POS solution using IVR and GSM technology

الخلفية التعليمية

ماجستير, Computer Software
  • في Cochin University of Science and Technology
  • أبريل 2024
ماجستير, Masters, Computer Software
  • في COCHIN UNIVERSITY OF SCIENCE & TECHNOLOGY.
  • أبريل 1993

Specialties & Skills

Solution Provider
MANAGEMENT
TRANSFORMATION (GENETICS)
CAMPAIGN MANAGEMENT
LENDING PRODUCTS
COGNITIVE SCIENCE
COMPETITOR ANALYSIS
DATA INTEGRATION
DIGITAL TRANSFORMATION
LEARNING AIDS
MICROSOFT PROJECT
TRAINING
VISUAL STUDIO

اللغات

الانجليزية
متمرّس

الهوايات

  • Electronics design
    Designed and developed a SMART Meter from scratch using microcontrollers