BRANCH MANAGER
National Australia Bank
مجموع سنوات الخبرة :7 years, 9 أشهر
: Was promoted as the Branch Manager of a Tier 1 branch to oversee a lending book over $200 million from a Tier 3 branch, at the end of last financial year due to high performance :
Conducting interviews with new and existing clients : Discussing a range of credit products with clients
: Reviewing the terms of the loan : Assessing loans against the client's needs and objectives, income and expenditure; and : Undertaking credit reviews within relevant regulatory and compliance legislation/framework : Collecting identification information from clients : Face to face meetings with clients to communicate the terms of the loan and obtain consent to conduct Veda checks and contact referees : Verification of client's identity : Loan assessment, including assessing the client's needs and objectives, income and expenditure : Providing clients with a written assessment as to whether the loan is suitable
POSITION: CREDIT ASSESSOR 2015-2016 ME BANK
: Assessing and decisioning new consumer finance applications under a credit approval authority : Overall risk oversight, ensuring credit policy is maintained and applied and appropriate credit decisions are taken : Attending to internal and external customer enquiries
: Strong track record of exceeding their KPIs coupled with an established network of introducers and business referrers
: Collecting information from clients in relation to their income, needs and objectives: Reviewing the terms of the loan : Assessing loans against the client's needs and objectives, income and expenditure : Undertaking credit reviews within relevant regulatory and compliance legislation/framework : Collecting identification information from clients
: Held a direct lending authority (DLA/DRA) up to $1 Million and deliver revenue budgets and budgeted parameters across all scorecard parameters : Assessed loans against the client's needs and objectives, income and expenditure : Undertook credit reviews within relevant regulatory and compliance legislation/framework : Collected identification information from clients : Met with clients to communicate the terms of the loan and obtain consent to conduct credit history checks and contact referees
: Meetings with clients to communicate the terms of the loan and obtain consent to conduct credit history checks and contact referees : Verification of client's identity : Loan assessment, including assessing client's needs and objectives, income and expenditure : Providing clients with a written assessment as to whether the loan is suitable : Conducting meetings over the phone with the Sales Team to communicate the terms of the loan and obtain consent to conduct credit history checks and conduct client's referees